Delinquency Risk Strategist

3 days ago


Portsmouth, Portsmouth, United Kingdom CMA Recruitment Group Full time
Delinquency Risk Specialist

The CMA Recruitment Group is excited to announce a rare opportunity for a seasoned Delinquency Risk Specialist to join our Financial Services client in Portsmouth, Hampshire. As a key member of the team, you will play a vital role in shaping the organisation's credit risk policy and implementing effective governance measures.

Main Responsibilities:

  • Action Planning: Develop and implement action plans to reduce delinquency ratios, aligning with company and group targets.
  • Stakeholder Engagement: Collaborate with internal and external stakeholders to review and refine underwriting processes, scorecard validation, and portfolio risk assessments.
  • Risk Monitoring: Improve monitoring systems to track key credit risk KPIs, delinquency rates, and customer segmentation, ensuring regular reporting.
  • Strategic Development: Take ownership of long-term improvements in the credit risk framework by building more sophisticated tools and systems for monitoring, reporting, and forecasting credit risk.
  • Strategy Implementation: Lead the development of innovative strategies to manage the delinquency position and implement new technologies such as advanced data analytics for credit control.
  • Policy Influence: Influence strategic decisions around underwriting and credit risk policies, making a significant impact on the financial health of the business.

About You:

  • Experience: A minimum of 5-8 years' experience in credit risk management in a leasing or financial services company, ideally within a regulated background.
  • Leadership Skills: Experience in recruiting and leading high-performance teams in a credit risk environment will be essential as will the ability to work with non-finance stakeholders.
  • Analytical Skills: Ability to analyse credit data and develop models and processes that drive business results.

Benefits:

  • A competitive salary range: £55,000 - £75,000 per annum, depending on experience.
  • A comprehensive benefits package, including bonus and enhanced employer pension contributions.
  • The opportunity to work in a dynamic and supportive environment with a collaborative team.


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