Buy to Let Mortgage Underwriter Opportunity

2 days ago


London, Greater London, United Kingdom Montpellier Resourcing Full time

Are you an experienced underwriter looking for a new challenge? Montpellier Resourcing is seeking a skilled Senior Buy to Let Underwriter to join their team in the City of London. This is a fantastic opportunity to work with a leading specialist Property Lending bank and be responsible for approving new mortgage applications within the Standard, Professional and portfolio Buy to Let product offering.

The estimated salary for this role is £48,000 per annum, plus an excellent bonus and benefits package. Hybrid working is also available, allowing you to balance your work and personal life.

The ideal candidate will have strong partnerships with the BTL Underwriting and Credit teams, providing input and authorizing credit decisions within delegated authority to promote responsible portfolio growth in alignment with Credit Policy. They will assess and underwrite mortgage applications with higher risk profiles, making lending decisions in accordance with the Credit Risk Policy, Responsible Lending Policy, and individual mandate limits.

A key aspect of this role is taking a holistic approach to applications, considering overall customer needs and outcomes. The successful candidate will oversee new applications, correspondence, and pre-submission queries while meeting service level agreements. They will also proactively manage a pipeline of applications from submission through to completion.



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