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Mortgage Underwriter

2 months ago


London, Greater London, United Kingdom Ultimate Banking Full time
Job Title: Mortgage Underwriter

Ultimate Banking is seeking a skilled Mortgage Underwriter to join our team. As a Mortgage Underwriter, you will play a crucial role in ensuring the smooth origination of mortgages within our business risk appetite and in accordance with our policies.

Key Responsibilities:
  • Manage a busy pipeline of applications from submission to completion.
  • Make sound discretionary lending decisions within an agreed risk appetite and lending policy.
  • Exercise discretion on cases outside of standard lending policy.
  • Obtain and retain a lending mandate.
Requirements:
  • Previous manual underwriting experience.
  • Equity Release underwriting experience is highly desirable.
  • A customer-focused individual with excellent communication skills.
  • Attention to detail and a positive attitude to constantly learning.
About Ultimate Banking:

Ultimate Banking is a solution-led, specialist mortgage lender offering a wide variety of later life mortgage products to the market. We care passionately about our customers and are committed to providing exceptional service.

We offer a hybrid approach to working, with 2-3 days at our head office and the remainder working remotely. Our office is based in Fitzrovia, easily accessible via public transport.