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Senior Credit Decisions Specialist at Fintech

2 months ago


London, Greater London, United Kingdom YouLend Full time

About Us

YouLend is a leading global embedded financing platform for e-commerce sites, tech companies, and payment services providers, partnering with top brands like Amazon, eBay, and Shopify.

We empower our partners to offer flexible financing products through our software platform and APIs, enabling them to provide fast, flexible, and affordable funding to their merchant base.

The Role:

As a credit decisions analyst, you will utilize our proprietary solutions and guidelines to evaluate applications and price deals, ensuring acceptable terms while recommending terms for KYC and funding checks.

  • Develop localized guidance and policies for our Credit Decisions team
  • Test and provide feedback for our local Credit Risk models
  • Assess merchants on their ability to repay by reviewing credit reports, assessing revenue and payment data, and pricing deals
  • Methodical approach and strong attention to detail
  • Ability to work under pressure
  • Team player / target-oriented
  • Experience working in similar industries and/or roles (Credit Risk, Underwriting, Banking, Finance, Accounting, etc.)

We offer a comprehensive benefits package, including stock options, private medical insurance, and enhanced maternity and paternity leave.

At YouLend, we champion diversity and embrace equal opportunity employment practices, free from any discrimination based on qualifications, merit, and business requirements.

Salary: £29,000 - £31,000 +5% quarterly bonus (based on performance)