Financial Risk Analyst

3 days ago


Cardiff, Cardiff, United Kingdom LegalAndGeneral Full time

**About Us:** Legal & General is a leading financial services group and major global investor, named Britain's Most Admired Company in 2023.

We're recruiting for a Customer Service Specialist to join our team. This role involves reviewing customer applications to assess risk factors and offer Life, Critical Illness Cover and Income Protection applications. The successful candidate will have autonomy to agree to offer the customer a policy, decide on terms or ask for more information from the customer or their doctor.

This is a home-based opportunity with flexible working arrangements available. You'll be responsible for accurately assessing and documenting life and disability risks by reviewing applications and deciding which terms can be offered. You'll also participate in projects that enhance the underwriting process and improve systems and commercial viability.

In this role, you'll ensure any requests for further information are appropriate and accurate, and commensurate with the risk being assessed. You'll identify complaints and act upon them quickly, highlighting root causes to ensure compliance with response time limits.

You'll take ownership of maintaining an excellent knowledge and understanding of legislative and regulatory requirements. A thorough understanding of mortality and morbidity risk factors, as well as financial underwriting, is essential for this role. **Estimated Salary:** £40,000 - £55,000 per annum, depending on experience.



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