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Senior Credit Risk Specialist

1 month ago

London, Greater London, United Kingdom GoCardless Full time

About the Role

We are seeking a Senior Credit Risk Specialist to join our team at GoCardless. As a key member of our credit risk team, you will be responsible for assessing the credit risk of our merchants, evaluating their creditworthiness, and creating strategies to reduce potential credit losses.

Key Responsibilities

  • Assessing the credit risk of our merchants and evaluating their creditworthiness
  • Conducting risk assessments and creating strategies to reduce potential credit losses
  • Communicating clearly with various stakeholders, including sales, risk, product teams, and executives
  • Representing the credit risk team and explaining credit risk decisions and their reasoning to different functions

What We're Looking For

  • Over 4 years of experience analysing financial statements for SMEs and large corporations for credit risk decisions, including financial ratio calculations
  • 4+ years in risk management and financial analysis in the travel industry
  • Excellent communicator and collaborator, able to influence stakeholders, including CXOs
  • Skilled at prioritising tasks to meet tight deadlines with solid attention to detail skills
  • Innovative thinker who challenges traditional approaches and promotes new ideas
  • A degree in a relevant field such as Finance, Accounting, or Business
  • Fluent in English; knowledge of French, German, or Spanish is a plus

What We Offer

  • Wellbeing - stay healthy with dedicated support and medical cover
  • Work away scheme - you can apply to work away from your country of residence for up to 90 days in any 12 month period (in accordance with our work away policy)
  • Adaptive Working - Our hybrid workplace model fosters collaboration and flexibility, with in-office days determined at team level
  • Equity - all permanently employed GeeCees receive equity so we can share in the success we achieve together
  • Parental leave - to suit everyone embarking on life's great adventure
  • Time off - generous holiday allowance, + 3 annual volunteer days, + 4 annual business-wide wellness days ('GC Fridays')