Credit Risk Management Specialist

4 days ago

London, Greater London, United Kingdom Amplifi Capital Full time

Amplifi Capital: Enhancing Financial Health through Accessibility and Affordability

">

We're a pioneering social FinTech company dedicated to improving the nation's financial health. With a growing team of over 250 people, we offer a unique opportunity to make a real impact and grow with us.

Job Description:

We're seeking an experienced leader to join our team as the Head of Credit Risk & Analytics. In this role, you'll be responsible for designing and implementing credit strategies that drive business performance while managing risk effectively.

As the Head of Credit Risk & Analytics, you'll lead the team shaping responsible lending strategies, creating risk policies, monitoring portfolio performance, and providing insights to improve customer journeys.

This is a critical leadership position that requires strong analytical and problem-solving skills, with the ability to navigate ambiguity and make decisions based on incomplete information.

Key Responsibilities:

  • Design and implement credit strategies that drive business performance while managing risk effectively.
  • Lead the team shaping responsible lending strategies, creating risk policies, monitoring portfolio performance, and providing insights to improve customer journeys.
  • Act as the organization's credit risk expert, supporting strategic decisions, engaging with the Executive Committee, Board members, and Credit Unions we partner with.
  • Collaborate with data science, pricing, marketing, product, operations, and engineering teams to evolve bespoke risk assessments and ensure good customer outcomes.

Requirements:

This is a high-impact role in a fast-growing business, requiring someone who:

  • Has 8+ years' experience in credit risk and analytics, with a proven track record in consumer lending or financial services.
  • Possesses a solid understanding of lending economics, underwriting strategies, and credit models.
  • Demonstrates in-depth experience with traditional credit data (e.g., Experian, Equifax, TransUnion) and new sources (Open Banking).
  • Has strong analytical and problem-solving skills, with the ability to navigate ambiguity and make decisions based on incomplete information.
  • Demonstrates strong technical skills, including advanced SQL proficiency; experience with Python is desirable.
  • Show excellent communication and interpersonal skills, capable of articulating complex concepts clearly to stakeholders.
  • Be a proven leader with experience managing and mentoring teams in a fast-paced environment.

What We Offer:

  • A competitive salary of $120,000 - $180,000 per annum, depending on experience.
  • 25 days annual leave.
  • Discount shopping.
  • Private Health Cover via Bupa.
  • Cycle-to-Work Scheme.
  • Subsidised nursery scheme.
  • Subsidised gym membership.
  • Hybrid working (2 days from home).

Commitment:

We are committed to equality of opportunity for all staff and applications from individuals are encouraged regardless of age, disability, sex, gender reassignment, sexual orientation, pregnancy and maternity, race, religion or belief, and marriage and civil partnerships.

  • Financial Risk Management Specialist

    4 weeks ago

    London, Greater London, United Kingdom Validus Risk Management Full time

    At Validus Risk Management, we are seeking a highly skilled Financial Risk Management Specialist to join our team. This is an exciting opportunity for both personal development and professional growth in the field of risk management.About UsValidus Risk Management is an independent technology-enabled advisory firm specialising in the management of financial...

  • Credit Risk Specialist

    3 weeks ago

    London, Greater London, United Kingdom S&P Global Full time

    About the Role:We are seeking a skilled Credit Risk Specialist to join our team in London. As a Credit Risk Specialist, you will be responsible for providing expert guidance on credit risk management to our clients across Europe.The Team:You will be part of our dynamic Credit and Risk Solutions commercial team, which is responsible for delivering innovative...

  • Wholesale Risk Management Specialist

    3 weeks ago

    London, Greater London, United Kingdom Paritas Recruitment - Risk Full time

    **About Paritas Recruitment - Risk**: We are a leading recruitment agency specializing in risk management positions. Our expertise lies in placing talented professionals in top companies.We are currently seeking an experienced Wholesale Risk Management Specialist to join our team. As a senior professional, you will be responsible for developing and...

  • Credit Research Specialist

    2 weeks ago

    London, Greater London, United Kingdom Gimme Credit Full time

    About the RoleAt Gimme Credit, we are seeking a highly skilled Credit Research Specialist to join our team of experts. This is an exceptional opportunity for a talented individual to conduct in-depth analysis of corporate issuers and bonds in the context of industry trends, regulations, legal issues, and event risk.The ideal candidate will have 5+ years of...

  • Credit Risk Management Specialist

    2 weeks ago

    London, Greater London, United Kingdom Moody's Full time

    The Credit Risk Management Specialist role at Moody's involves analyzing financial data and developing models to assess credit risk. If you have a strong background in finance and excellent analytical skills, we encourage you to apply.About the Job:Analyze financial data and develop models to assess credit risk.Collaborate with cross-functional teams to...

  • Credit Risk Management Specialist

    2 weeks ago

    London, Greater London, United Kingdom Revolut Ltd Full time

    Job OverviewWe are seeking an experienced Credit Risk Management Specialist to join our team at Revolut Ltd. This role will be responsible for providing analytics services to our Credit teams around the world, from consumer credit to SME lending products.The ideal candidate will have a strong background in credit risk management and experience working with...

  • Credit Risk Specialist

    3 weeks ago

    London, Greater London, United Kingdom Talent Solutions TAPFIN Full time

    Job Title: Credit Risk Specialist**About the Role:**We are seeking an experienced Credit Risk Specialist to join our team at Talent Solutions TAPFIN. As a key member of our team, you will support the development and implementation of credit strategies across various regions. Your primary responsibility will be to collaborate with Product specialists to...

  • Risk Management Specialist

    3 weeks ago

    London, Greater London, United Kingdom Citi Full time

    Job OverviewCiti is a leading global bank with a strong presence in Institutional Credit Management (ICM). We are seeking an experienced Risk Management Specialist to join our Underwriting team, covering the Real Money Funds portfolio. The successful candidate will report to the local Head of Funds Underwriting.About the RoleThis exciting opportunity...

  • Credit Risk Management Specialist

    4 weeks ago

    London, Greater London, United Kingdom ExxonMobil Corporation Full time

    About the RoleWe are seeking a highly skilled Credit Risk Management Specialist to join our Global Trading Credit team at ExxonMobil Corporation. This is an exciting opportunity for an experienced professional to play a key role in our organization's growth and development.

  • Corporate Credit Risk Management Specialist

    4 weeks ago

    London, Greater London, United Kingdom Shell Full time

    Job OverviewShell is seeking a Corporate Credit Risk Management Specialist to join their team. This role will be responsible for managing credit risk for Shell Energy UK, ensuring the company's financial stability and growth. About the RoleAs a Corporate Credit Risk Management Specialist, you will work closely with the Commercial Director to develop and...

  • Credit Risk Specialist

    2 weeks ago

    London, Greater London, United Kingdom Symbiotics Full time

    Credit Risk Specialist - MarketSymbiotics is seeking an experienced Credit Risk Specialist - Market to join our team. In this role, you will be responsible for supporting our credit risk management activities, including organizing internal credit committees and facilitating effective decision-making processes.About the JobSupport internal credit committees...

  • Senior Credit Risk Specialist

    18 hours ago

    London, Greater London, United Kingdom BDO UK Full time

    We're seeking a Senior Credit Risk Specialist to join our team of experts in Quantitative Risk and Valuations Advisory at BDO UK.This is an exciting opportunity to work with high-growth businesses, providing expert advice on retail and corporate credit risk. The successful candidate will be responsible for managing a dedicated portfolio, focusing on...

  • Credit Risk Specialist

    4 weeks ago

    London, Greater London, United Kingdom MUFG Bank, Ltd. Full time

    Job DescriptionWe are seeking a seasoned Credit Risk Specialist to join our EMEA Financial Institution Credit Risk Management team at MUFG Bank, Ltd.About the RoleThis is an exciting opportunity for a credit risk professional with a strong background in financial sector experience and knowledge of funding solutions for financial sponsors. As a Credit Risk...

  • Credit Risk Strategy Specialist

    20 hours ago

    London, Greater London, United Kingdom Uncapped Ltd. Full time

    Job TitleCredit Risk Strategy SpecialistAbout the RoleWe are seeking an experienced Credit Risk Strategy Specialist to join our team at Uncapped Ltd. in London.This is a hybrid role that requires a deep understanding of credit risk strategies, data analysis, and commercial awareness.The successful candidate will be responsible for developing and maintaining...

  • Credit Risk Specialist Trainee

    3 weeks ago

    London, Greater London, United Kingdom Industry Placements Full time

    Credit Risk Specialist Trainee ProgrammeThis trainee programme offers a comprehensive learning experience, providing you with the opportunity to gain hands-on experience and build relationships within the industry. As a graduate in our Industry Placements programme, you will be working closely with experienced risk professionals to develop your skills and...

  • Energy Credit Risk Specialist

    4 weeks ago

    London, Greater London, United Kingdom Centrica plc Full time

    About UsAt Centrica plc, we're a leading energy company that's revolutionising the future of energy. Our family of brands is committed to creating a cleaner, greener world by developing innovative green technologies, providing exceptional customer experiences, and simplifying operations.We're seeking a skilled Energy Credit Risk Specialist to join our team...

  • Credit Control Specialist

    3 weeks ago

    London, Greater London, United Kingdom Portfolio Credit Control Full time

    Job Description: We are seeking an experienced Credit Control Specialist to join our team at Portfolio Credit Control. The successful candidate will be responsible for managing the credit control process, including sending invoices and reminders to clients, negotiating payment plans, and escalating overdue accounts to management. The ideal candidate will...

  • Senior Credit Sales Specialist

    3 weeks ago

    London, Greater London, United Kingdom Cognitive Credit Full time

    We are seeking a seasoned credit professional to join our European Sales team as a Senior Credit Sales Specialist. This role will be responsible for end-to-end sales across the UK & European credit markets.About UsCognitive Credit is a leading provider of advanced data & analytics software for global credit investors. Our application automates the majority...

  • Mandarin Credit Risk Management Specialist

    1 month ago

    London, Greater London, United Kingdom First People Recruitment Full time

    Located in London, our client is seeking a highly skilled Mandarin Credit Risk Management Specialist to join their team.Job Summary:This role involves analyzing and reviewing credit risk, loan credit reviews, and financial information. The successful candidate will be responsible for creating credit evaluation reports, filing documents, and submitting...

  • Risk Management Specialist

    3 weeks ago

    London, Greater London, United Kingdom Goldman Sachs Full time

    Company OverviewAt Goldman Sachs, we are committed to helping our clients and shareholders grow. With a history dating back to 1869, we are a leading global investment banking, securities, and investment management firm.About the RoleWe are seeking a talented Risk Management Specialist to join our Credit Risk Management team. As a key member of this team,...