Credit Risk Manager

2 weeks ago


West Midlands, United Kingdom Harnham Full time
Job Title: Credit Risk Manager

Join our team as a Credit Risk Manager and take ownership of the end-to-end model validation of our IRB models.

About the Company

Harnham is a UK-based challenger bank offering a range of products including savings, mortgages, loans, and asset finance. We are a FTSE250 company and offer development finance, financing more bespoke products than ordinary lenders.

About the Role

As a Credit Risk Manager, you will be responsible for:

  • Reviewing and challenging the development, implementation, and ongoing use of our more important models.
  • Preparing and presenting detailed analytic reports evaluating the model developments and any enhancements.
  • Developing our analytical infrastructure and framework.
  • Ensuring compliance with regulatory standards such as IRB and IFRS9.
  • Supporting our Independent Validation team and the wider Model Oversight team.

Your Skills and Experience

We are looking for a candidate with:

  • 3 years of experience in a statistical modelling role, in a commercial environment.
  • Highly numerical, with excellent analytical skills, with R programming being desirable.
  • Excellent written and verbal communication skills.
  • Strong awareness of the credit risk customer journey.
  • Numerate degree from a Russell Group university in a STEM subject.

The Benefits

We offer:

  • Up to £60,000 salary.
  • Company-wide, profit-sharing bonus.
  • Pension scheme – up to 10%.
  • Life assurance and personal accident cover.

How to Apply

Please register your interest by sending your CV to Gaby Adamis via the Apply link on this page.



  • West Midlands, United Kingdom Harnham Full time

    Senior Credit Risk ManagerJoin a leading UK bank as a Senior Credit Risk Manager£85,000 base salary + 25% bonus + strong pensionWest MidlandsA leading UK bank is seeking a Senior Credit Risk Manager to lead the credit risk portfolio performance for the business.The RoleAs a Senior Credit Risk Manager, you will contribute to and shape the Credit Risk...


  • West Midlands, United Kingdom Harnham Full time

    Senior Credit Risk ManagerJoin a leading UK bank as a Senior Credit Risk Manager£85,000 base salary + 25% bonus + strong pensionWest MidlandsA leading UK bank is seeking a Senior Credit Risk Manager to lead the credit risk portfolio performance for the business.The RoleAs a Senior Credit Risk Manager, you will contribute to and shape the Credit Risk...

  • Credit Risk Manager

    1 month ago


    West Midlands, United Kingdom Harnham Full time

    Job Title: Credit Risk ManagerJob Summary:We are seeking a highly skilled Credit Risk Manager to join our team at Harnham. As a Credit Risk Manager, you will be responsible for owning the end-to-end model validation of our IRB models.About the Company:Harnham is a UK challenger bank offering a range of products including savings, mortgages, loans, and asset...

  • Credit Risk Manager

    1 month ago


    West Midlands, United Kingdom Harnham Full time

    Job Title: Credit Risk ManagerJob Summary:We are seeking a highly skilled Credit Risk Manager to join our team at Harnham. As a Credit Risk Manager, you will be responsible for owning the end-to-end model validation of our IRB models.About the Company:Harnham is a UK challenger bank offering a range of products including savings, mortgages, loans, and asset...


  • West Midlands, United Kingdom Harnham Full time

    About the RoleWe are seeking an experienced Senior Credit Risk Manager to lead the credit risk portfolio performance for our business.Key ResponsibilitiesContribute to and shape the Credit Risk Insights agenda by utilizing our current Credit MI suite and driving the creation of innovative reports and dashboards.Translate data into meaningful insights that...


  • West Midlands, United Kingdom Harnham Full time

    About the RoleWe are seeking an experienced Senior Credit Risk Manager to lead the credit risk portfolio performance for our business.Key ResponsibilitiesContribute to and shape the Credit Risk Insights agenda by utilizing our current Credit MI suite and driving the creation of innovative reports and dashboards.Translate data into meaningful insights that...


  • West Midlands, United Kingdom Harnham Full time

    SENIOR CREDIT RISK MANAGER£85,000 + 25% BONUS + STRONG PENSIONWEST MIDLANDSA large UK bank with vast opportunities across the business for growth and expansion of skills is seeking a new Senior Credit Risk Manager to look over all products for the retail, SME and commercial products they offer.THE COMPANYThis lender provides both secured lending and savings...


  • West Midlands, United Kingdom Harnham Full time

    SENIOR CREDIT RISK MANAGER£85,000 + 25% BONUS + STRONG PENSIONWEST MIDLANDSA large UK bank with vast opportunities across the business for growth and expansion of skills is seeking a new Senior Credit Risk Manager to look over all products for the retail, SME and commercial products they offer.THE COMPANYThis lender provides both secured lending and savings...


  • West Midlands, United Kingdom Harnham Full time

    SENIOR CREDIT RISK MANAGER£85,000 + 25% BONUS + STRONG PENSIONWEST MIDLANDSA large UK bank with vast opportunities across the business for growth and expansion of skills is seeking a new Senior Credit Risk Manager to look over all products for the retail, SME and commercial products they offer.THE COMPANYThis lender provides both secured lending and savings...

  • Credit Risk Manager

    3 weeks ago


    West Midlands, United Kingdom Harnham Full time

    Job Title: Credit Risk ManagerJoin our team as a Credit Risk Manager and take ownership of the end-to-end model validation of our IRB models. As a key member of our Model Oversight team, you will be responsible for reviewing and challenging the development, implementation, and ongoing use of our more important models.About the Role:Review and challenge the...

  • Credit Risk Manager

    3 weeks ago


    West Midlands, United Kingdom Harnham Full time

    Job Title: Credit Risk ManagerJoin our team as a Credit Risk Manager and take ownership of the end-to-end model validation of our IRB models. As a key member of our Model Oversight team, you will be responsible for reviewing and challenging the development, implementation, and ongoing use of our more important models.About the Role:Review and challenge the...


  • Co. West Midlands, United Kingdom Harnham Full time £85,000

    Senior Credit Risk ManagerWe are seeking an experienced Senior Credit Risk Manager to lead the credit risk portfolio performance for our business. As a key member of our risk management team, you will be responsible for contributing to and shaping the Credit Risk Insights agenda, utilizing our current Credit MI suite to drive the creation of innovative...


  • Co. West Midlands, United Kingdom Harnham Full time £85,000

    Senior Credit Risk ManagerWe are seeking an experienced Senior Credit Risk Manager to lead the credit risk portfolio performance for our business. As a key member of our risk management team, you will be responsible for contributing to and shaping the Credit Risk Insights agenda, utilizing our current Credit MI suite to drive the creation of innovative...


  • West Midlands, United Kingdom Harnham Full time

    LEAD CREDIT RISK STRATEGIST£85,000 + UP TO 25% BONUS + ROBUST PENSION PLANHARNHAMA prominent financial institution in the UK is on the lookout for a skilled Lead Credit Risk Strategist to oversee the credit risk management across various lending products, including retail, SME, and commercial offerings.ABOUT THE ORGANIZATIONThis financial service provider...


  • West Midlands, United Kingdom Harnham Full time

    LEAD CREDIT RISK STRATEGIST£85,000 + UP TO 25% BONUS + ROBUST PENSION PLANHARNHAMA prominent financial institution in the UK is on the lookout for a skilled Lead Credit Risk Strategist to oversee the credit risk management across various lending products, including retail, SME, and commercial offerings.ABOUT THE ORGANIZATIONThis financial service provider...


  • West Midlands, UK, UK, United Kingdom Harnham Full time

    SENIOR CREDIT RISK MANAGER£85,000 + 25% BONUS + STRONG PENSIONWEST MIDLANDSA large UK bank with vast opportunities across the business for growth and expansion of skills is seeking a new Senior Credit Risk Manager to look over all products for the retail, SME and commercial products they offer.THE COMPANYThis lender provides both secured lending and savings...


  • Co. West Midlands, United Kingdom The Curve Group Full time

    Job Title: Group Underwriting ManagerThe Curve Group is seeking an experienced Group Underwriting Manager to oversee the credit underwriting process and ensure prudent risk management practices.Key Responsibilities:Lead and mentor a team of commercial credit underwriters in assessing credit worthiness, determining risk exposure, and structuring facilities...


  • Co. West Midlands, United Kingdom The Curve Group Full time

    Job Title: Group Underwriting ManagerThe Curve Group is seeking an experienced Group Underwriting Manager to oversee the credit underwriting process and ensure prudent risk management practices.Key Responsibilities:Lead and mentor a team of commercial credit underwriters in assessing credit worthiness, determining risk exposure, and structuring facilities...


  • West Midlands, United Kingdom Harnham Full time

    Job Title: Senior Credit Risk Model ValidatorJob Summary: We are seeking a highly skilled Senior Credit Risk Model Validator to join our team in the West Midlands. As a Senior Credit Risk Model Validator, you will be responsible for validating IRB models and developing challenger IRB models.About the Role: This is a Manager position that involves being a...

  • Credit Risk Analyst

    5 days ago


    Co. West Midlands, United Kingdom Harnham Full time £60,000

    Job Title: Credit Risk ManagerAt Harnham, we are partnering with a UK challenger bank to find an experienced Credit Risk Manager to join their team.About the Role:As a Credit Risk Manager, you will be responsible for reviewing and challenging the development, implementation, and ongoing use of the bank's more important models. You will ensure compliance with...