Senior Underwriter

1 month ago

Newport, United Kingdom The Curve Group Full time

Job Title: Senior Underwriter

Job Summary:

We are seeking a highly skilled Senior Underwriter to join our team. As a Senior Underwriter, you will be responsible for evaluating, analysing, and approving credit proposals, and revisions to underwritten transactions.

Key Responsibilities:

  • Conduct detailed Credit Reviews and sanction Asset Finance transactions up to a personal credit underwriting mandate limit.
  • Analyse and provide recommendations on transactions being presented to the Transactional Credit Committee.
  • Contribute to Watch List / Business Support List compilation and participate in appropriate forums.
  • Have responsibility for reviewing and recommending changes to Credit Policy in terms of risk appetite for asset classes & asset types, products, and terms of lending.
  • Have responsibility for reviewing recommendations from Business Support and Collections teams in terms of actions on stressed assets including those in work-out and recoveries.
  • Effective Stakeholder management and communication with Sales stakeholders - ensuring SLAs for deal decisions are managed.

Requirements:

  • Financial analysis and credit report writing skills.
  • Knowledge of soft and hard assets.
  • Ability to understand Credit Sanctioning decision systems.
  • Cashflow analysis for larger transactions.
  • Asset Finance / Banking experience.

Why Work with Us:

We offer a great working environment, and we are an ambitious business. We achieve so much because of our people. Everyone in the business, no matter their team or role can shape the outcome, share ideas, make suggestions, and have their voice heard. It's a truly collaborative place to work.

We embrace hybrid working and with modern offices in Newport, London, and Manchester, plus a field-based sales team, you'll never be too far away from colleagues.

This is a hybrid role, with 3 days per week in the Newport or London office, giving you the best of both worlds.

Benefits:

  • 25 days annual leave + bank holidays.
  • 2 additional days holiday after 5 years' service.
  • Birthday day off.
  • Opt in Private Medical Insurance.
  • Subsidised gym membership at £18.75 a month.
  • Cycle to Work Scheme.
  • Electric Car Scheme.
  • Buy Annual Leave Scheme.
  • Half day seasonal shopping.
  • Auto enrolment pension – 3% employer contribution subject to eligibility.
  • Life Assurance 3 x basic salary.
  • Employee Assistance Programme available 24/7.
  • Company events and reward schemes.

We are proud to be a member of Stonewall's Diversity Champions programme and are committed to improving workplace inclusion.

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