Commercial Loan Underwriting Team Lead

7 days ago


London, Greater London, United Kingdom Iwoca Ltd Full time
Job Summary:

We're looking for a seasoned Credit Analyst Team Lead to strengthen our team further, with a strong credit/underwriting background and experience in people management, commercial loan underwriting, and credit analysis. As a key member of our lending team, you'll lead by example and drive business growth.

About the Job

This is an exceptional opportunity for a talented professional to join Iwoca as a Credit Analyst Team Lead. With 2+ years of experience in people management, preferably in a credit environment, and 4+ years of experience in commercial loan underwriting, credit sanctioning or credit analysis within the UK SME sector, you'll be responsible for direct line management of a number of Credit Analysts, supporting their growth and development within the company.

The successful candidate will have a proven track record of developing high-performing teams, with a deep understanding of risk and revenue drivers that influence the creditworthiness of a loan application. Key responsibilities include assessing credit applications using experience, data sources and our tech platform, working alongside Data Science teams to optimise our approach to lending, identifying and implementing efficiency-led changes to our processes, and ensuring seamless communication across the team.

Salary

£80,000 - £120,000 per annum, depending on experience. This figure may vary based on factors such as qualifications, location, and industry standards.

Benefits

Iwoca offers a comprehensive benefits package, including medical insurance from Vitality, including discounted gym membership, 25 days' holiday, an extra day off for your birthday, instant access to emotional and mental health support with our partner Spill, generous maternity and paternity leave, a nursery tax benefit scheme to help you save money, extra leave if you want to travel or study, one-month fully paid sabbatical after four years, cycle-to-work scheme, and electric car scheme.

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