Loan Underwriting Professional
22 hours ago
About the Role:
We are seeking a skilled Junior Loan Underwriter to join our team. The successful candidate will be responsible for assessing affordability, drafting loan offers, and mitigating risk through effective underwriting practices.
Key Responsibilities:
- Review borrowers' assets and liabilities, credit profiles, and cash positions to ensure loan affordability.
- Raise and draft loan offers, development releases, and mortgage statements.
- Collaborate with valuers to analyze property values and identify potential risks.
- Ensure adequate coverage for borrowers through refinancing or exit-by-sale options.
Required Skills and Qualifications:
- Experience in real estate finance industry.
- Strong analytical and problem-solving skills.
- Excellent communication and interpersonal skills.
- Ability to work in a fast-paced environment.
Benefits:
- A competitive salary of £35,000 - £40,000 per annum.
- Opportunities for professional growth and development.
- A collaborative and dynamic work environment.
Other Information:
Please note that this role requires a strong understanding of term-lenders products and the ability to make informed decisions to mitigate risk.
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