Business Head Credit Cards

1 month ago

London, United Kingdom Zeta Full time
About Zeta

Zeta is a pioneering fintech company that empowers banks and financial institutions to launch innovative banking products. Founded in 2015 by Bhavin Turakhia and Ramki Gaddipati, Zeta has revolutionized the industry with its cutting-edge processing platform, Zeta Tachyon.

Our flagship platform offers a comprehensive suite of capabilities, including issuance, processing, lending, core banking, fraud & risk management, and more. With 15M+ cards issued globally, Zeta is transforming customer experiences for multi-million card portfolios.

We are a dynamic team of 1700+ employees, with over 70% in R&D, spread across the US, EMEA, and Asia. Our recent funding of $280 million at a $1.5 billion valuation from Softbank, Mastercard, and other investors has further solidified our position in the market.

About the Role

We are seeking a seasoned Business Head of Credit Cards to lead our cross-functional team in launching and operating high Return on Equity (RoE) credit card programs in the UK market. As a key member of our leadership team, you will report directly to our CEO, Bhavin Turakhia.

The ideal candidate will have hands-on experience across the full Program Management lifecycle of a Credit Card, including product definition, marketing, underwriting, portfolio management, operations, customer support, collections, and financial modeling.

We are looking for a deeply analytical and data-driven individual with an engineering mindset, who can operate from first principles and leverage tools and technologies to drive business outcomes. If you have a strong understanding of risk and regulations, and can lead a lean and efficient team, we want to hear from you.

Key Responsibilities
  • Define and launch high RoE credit card programs in the UK market
  • Lead a cross-functional team to drive business outcomes
  • Develop and implement sophisticated credit risk and underwriting models
  • Monitor and grow the performance and size of large credit card portfolios
  • Optimize operations, including fraud operations, dispute operations, and production operations
  • Run contact centers that deliver world-class customer satisfaction
  • Define sophisticated contact and collections strategies
  • Build and maintain in-depth knowledge of vendors and capabilities across relevant systems
Requirements
  • 15+ years of experience in heading credit risk and underwriting, acquisition, portfolio management, and collections for large-sized credit card portfolios
  • Experience in building a credit card portfolio from scratch as a cross-functional leader is desirable
  • Degrees in Engineering, Economics, Finance, or Statistics are desirable

Zeta is an equal opportunity employer, committed to creating an inclusive environment for all employees. We encourage applicants from diverse backgrounds, cultures, and communities to apply and believe that a diverse workforce is key to our success.

  • Business Head Credit Cards

    2 months ago

    London, Greater London, United Kingdom Zeta Full time

    About ZetaZeta is a pioneering fintech company that empowers banks and financial institutions to launch innovative banking products. Founded in 2015 by Bhavin Turakhia and Ramki Gaddipati, Zeta has revolutionized the industry with its cutting-edge processing platform, Zeta Tachyon.Our flagship platform offers a comprehensive suite of capabilities, including...

  • Business Head Credit Cards

    2 months ago

    London, Greater London, United Kingdom Zeta Full time

    About ZetaZeta is a pioneering fintech company that empowers banks and financial institutions to launch innovative banking products. Founded in 2015 by Bhavin Turakhia and Ramki Gaddipati, Zeta has revolutionized the industry with its cutting-edge processing platform, Zeta Tachyon.Our flagship platform offers a comprehensive suite of capabilities, including...

  • Business Head Credit Cards

    4 weeks ago

    London, Greater London, United Kingdom Zeta Full time

    About ZetaZeta is a pioneering fintech company that empowers banks and financial institutions to launch innovative banking products. Founded in 2015 by Bhavin Turakhia and Ramki Gaddipati, Zeta has revolutionized the industry with its cutting-edge processing platform, Zeta Tachyon.Our flagship platform offers a comprehensive suite of capabilities, including...

  • Business Head Credit Cards

    4 weeks ago

    London, Greater London, United Kingdom Zeta Full time

    About ZetaZeta is a pioneering fintech company that empowers banks and financial institutions to launch innovative banking products. Founded in 2015 by Bhavin Turakhia and Ramki Gaddipati, Zeta has revolutionized the industry with its cutting-edge processing platform, Zeta Tachyon.Our flagship platform offers a comprehensive suite of capabilities, including...

  • Business Head Credit Cards

    1 month ago

    London, Greater London, United Kingdom Zeta Full time

    About ZetaZeta is a pioneering fintech company that empowers banks and financial institutions to launch innovative banking products. Founded in 2015 by Bhavin Turakhia and Ramki Gaddipati, Zeta has revolutionized the industry with its cutting-edge technology platform, Zeta Tachyon.Our flagship platform offers a comprehensive suite of capabilities, including...

  • Business Head Credit Cards

    1 month ago

    London, Greater London, United Kingdom Zeta Full time

    About ZetaZeta is a pioneering fintech company that empowers banks and financial institutions to launch innovative banking products. Founded in 2015 by Bhavin Turakhia and Ramki Gaddipati, Zeta has revolutionized the industry with its cutting-edge technology platform, Zeta Tachyon.Our flagship platform offers a comprehensive suite of capabilities, including...

  • Head of Credit Operations

    4 weeks ago

    London, Greater London, United Kingdom Portfolio Credit Control Full time

    {"h1": "Head of Credit Control Opportunity", "p": "Portfolio Credit Control is seeking a seasoned Head of Credit Control to lead our credit control team in a fast-paced, high-volume environment. As a key member of our team, you will be responsible for reviewing and improving our credit control processes, building effective relationships with partners and...

  • Head of Credit Operations

    4 weeks ago

    London, Greater London, United Kingdom Portfolio Credit Control Full time

    {"h1": "Head of Credit Control Opportunity", "p": "Portfolio Credit Control is seeking a seasoned Head of Credit Control to lead our credit control team in a fast-paced, high-volume environment. As a key member of our team, you will be responsible for reviewing and improving our credit control processes, building effective relationships with partners and...

  • Head of Credit Operations

    1 month ago

    London, Greater London, United Kingdom Portfolio Credit Control Full time

    {"h1": "Head of Credit Control Opportunity", "p": "Portfolio Credit Control is seeking a seasoned Head of Credit Control to lead our credit control team in a fast-paced, high-volume environment. As a key member of our team, you will be responsible for reviewing and improving our credit control processes, building effective relationships with partners and...

  • Head of Credit Control

    1 month ago

    London, United Kingdom Portfolio Credit Control Full time

    Portfolio Credit Control are currently partnered with a well-established, growing professional services business who are heavily investing into the Credit Function. We are currently recruiting for a track proven Head of Credit Control who has consistently delivered in a fast paced, high-volume, hands-on environment.Key Responsibilities:Transformation: Review...

  • Head of Credit Control

    3 weeks ago

    London, United Kingdom Portfolio Credit Control Full time

    Portfolio Credit Control are currently partnered with a well-established, growing professional services business who are heavily investing into the Credit Function. We are currently recruiting for a track proven Head of Credit Control who has consistently delivered in a fast paced, high-volume, hands-on environment. Key Responsibilities: Transformation:...

  • Head of Credit Operations

    1 month ago

    London, Greater London, United Kingdom Portfolio Credit Control Full time

    Senior Credit Controller RoleAs a Senior Credit Controller at Portfolio Credit Control, you will be responsible for managing the credit and collections processes to ensure timely payments from leasehold tenants. This role will have a particular focus on the retail sector.Key ResponsibilitiesCredit Policy Enforcement: Monitor and enforce existing credit...

  • Head of Credit Operations

    1 month ago

    London, Greater London, United Kingdom Portfolio Credit Control Full time

    Senior Credit Controller RoleAs a Senior Credit Controller at Portfolio Credit Control, you will be responsible for managing the credit and collections processes to ensure timely payments from leasehold tenants. This role will have a particular focus on the retail sector.Key ResponsibilitiesCredit Policy Enforcement: Monitor and enforce existing credit...

  • Senior Credit Control

    3 weeks ago

    London, United Kingdom Portfolio Credit Control Full time

    Portfolio Credit Control are currently partnered with a well-established, growing professional services business who are heavily investing into the Credit Function. We are currently recruiting for a track proven Head of Credit Control who has consistently delivered in a fast paced, high-volume, hands-on environment. Transformation: Review of credit control...

  • Product Director

    1 week ago

    London, Greater London, United Kingdom Cleo AI Full time

    At Cleo AI, we're on a mission to empower people to build a life beyond their next paycheck. As our new Product Director - Credit Card Visionary, you'll play a critical role in shaping the future of our Credit Builder Card product.About the RoleWe're looking for a seasoned product leader with a passion for building consumer credit and card products. You'll...

  • Virtual Credit Card Product Manager

    1 month ago

    London, Greater London, United Kingdom Omio Full time

    Make Travel Easy through TechnologyAt Omio, we're revolutionizing the way people travel. Our innovative search platform provides a seamless way to find and book the fastest, cheapest, and best travel options by train, bus, flight, and ferries to thousands of cities, towns, and villages across Europe, the United States, and Canada.We're a founder-led...

  • Virtual Credit Card Product Manager

    1 month ago

    London, Greater London, United Kingdom Omio Full time

    Make Travel Easy through TechnologyAt Omio, we're revolutionizing the way people travel. Our innovative search platform provides a seamless way to find and book the fastest, cheapest, and best travel options by train, bus, flight, and ferries to thousands of cities, towns, and villages across Europe, the United States, and Canada.We're a founder-led...

  • Virtual Credit Card Product Manager

    4 weeks ago

    London, Greater London, United Kingdom Omio Full time

    Make Travel Easy through TechnologyAt Omio, we're revolutionizing the way people travel. Our innovative search platform provides a seamless way to find and book the fastest, cheapest, and best travel options by train, bus, flight, and ferries to thousands of cities, towns, and villages across Europe, the United States, and Canada.We're a founder-led...

  • Virtual Credit Card Product Manager

    4 weeks ago

    London, Greater London, United Kingdom Omio Full time

    Make Travel Easy through TechnologyAt Omio, we're revolutionizing the way people travel. Our innovative search platform provides a seamless way to find and book the fastest, cheapest, and best travel options by train, bus, flight, and ferries to thousands of cities, towns, and villages across Europe, the United States, and Canada.We're a founder-led...

  • Virtual Credit Card Product Manager

    4 weeks ago

    London, Greater London, United Kingdom Omio Full time

    Make Travel Easy through TechnologyAt Omio, we're revolutionizing the way people travel. Our innovative search platform provides a seamless way to find and book the fastest, cheapest, and best travel options by train, bus, flight, and ferries to thousands of cities, towns, and villages across Europe, the United States, and Canada.We're a founder-led...