Senior Credit Risk Analyst

3 weeks ago


East Liverpool, Ohio, United Kingdom The Very Group Full time

Internal use only - Grade F

About us

We are The Very Group, a company that helps families get more out of life by combining amazing brands and products with flexible payment options. Our goal is to make it easier for people to say yes to the things they love.

About the team

You will work in the Analytical & Scoring Model Review team within Credit Risk, which is a team of 11. Our team carries out work across Credit Risk, including scoring model reviews, peer reviews of key pieces of analysis, and intelligence analysis. We also conduct ad hoc analysis into areas of particular interest.

About the role

As a Senior Credit Risk Analyst working on model review, you will help us ensure that our models are robust and accurate. You will make best use of the increasing amount of data available to make more informed credit lending decisions for our customers and Financial Services business. This will ultimately create value for The Very Group.

Reporting to the Head of Analytical and Scoring Model Review, you will work with the business to review all aspects of key credit risk model developments. You will help us build models that will make the right decisions at the right times. Whether it's reviewing the development sample, characteristic analysis or modelling methodology, you'll be expected to provide insight and recommendations, communicating these in a compelling, impactful way to senior stakeholders.

You'll be surrounded by the best talent across Financial Services and the wider group - working collaboratively to fulfil the ambitions of the business and the Credit Risk team. Critical decisions are made here every day and acted upon immediately - giving you every chance to make a real impact, make decisions and quickly see the results.

Customer outcome focussed and commercially aware with the ability to present your findings into actionable business recommendations, you're comfortable in dealing with stakeholders at all levels.

Some of our benefits

  • Inclusive culture and environment, check out our Glassdoor reviews
  • £1,000 flexible benefits allowance to suit your needs
  • 30 days holiday + bank holidays
  • Udemy learning access
  • Bonus potential (performance and business-related)
  • Up to 25% discount on
  • Matched pension up to 6%

How to apply

Please note that the talent acquisition team are managing this vacancy directly, and if successful in securing this role, you will be required to undertake a credit, CIFAS, Right to Work checks and if a specific requirement of your role a DBS (criminal records) check.

Our talent acquisition team will be in touch if you're successful so keep an eye on your emails Our interview process is tailored to each role and can be in-person or held remotely.

1st stage - An informal 45-minute video call with the hiring team to discuss your skills and relevant experience. This can be held either in-person or remotely.

Equal opportunities

We're an equal opportunity employer and value diversity at our company. We do not discriminate based on race, religion, colour, national origin, sex, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status.

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.



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