Mortgage Industry Specialist
22 hours ago
Job Overview:
We are seeking a highly skilled Mortgage Broker to join our team at Mbi Staffing. As a Mortgage Broker, you will act as an intermediary between borrowers and lenders, helping clients secure the best mortgage products to meet their financial needs.
The successful candidate will have strong knowledge of the mortgage industry, excellent customer service skills, and the ability to negotiate and compare various loan products.
Key Responsibilities:
- Client Consultation: Meet with potential borrowers to assess their financial situation, discuss their home ownership goals, and determine their eligibility for a mortgage.
- Loan Product Recommendations: Research and present various loan options from multiple lenders, explaining the benefits, risks, and terms of each mortgage product. Ensure the recommended loans align with the client's financial profile and goals.
- Application Process: Assist clients in completing mortgage applications, ensuring all required documentation is submitted accurately and promptly. Provide guidance through the underwriting and approval process.
- Negotiation: Negotiate loan terms and interest rates with lenders to secure the most favorable terms for the client.
- Market Analysis: Stay up-to-date with current mortgage rates, industry trends, and regulatory changes to provide informed advice to clients. Monitor the local real estate market and lending environment.
- Customer Support: Provide ongoing support throughout the mortgage process, including addressing client questions, resolving issues, and keeping clients informed of progress.
- Compliance and Documentation: Ensure all transactions are compliant with industry regulations and company policies. Maintain accurate records and documentation for each loan application.
- Networking and Lead Generation: Build and maintain relationships with real estate agents, developers, financial planners, and other professionals to generate new business leads. Actively promote services through networking, referrals, and marketing efforts.
- Post-Closing Support: Offer assistance to clients after the loan has closed, including refinancing options, questions regarding payment schedules, or future loan needs.
Estimated Salary: £45,000 - £60,000 per annum
Benefits:
- Competitive salary and bonuses
- Ongoing training and professional development
- Opportunities for career advancement
- Flexible working hours
About Us:
Mbi Staffing is a leading recruitment agency specializing in the finance and mortgage industries. We are committed to providing exceptional service to our clients and candidates alike.
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