Business Performance Officer

4 weeks ago


London, Greater London, United Kingdom People First (Recruitment) Ltd Full time £50,000

Job Title: Business Performance Officer - Commercial Lending

Job Summary:

We are seeking a highly skilled Business Performance Officer to join our team in Commercial Lending. As a Business Performance Officer, you will be responsible for preparing credit facility proposals, managing documentation and due diligence processes, and monitoring designated account portfolios to ensure overall credit risks are managed in accordance with the Credit Manual and other relevant policies.

Key Responsibilities:

  • Perform analysis on target companies relating to business and financials
  • Assist Business Manager to develop new business opportunities and contacts with a strong focus on Chinese corporate clients
  • Monitor and control designated account portfolio for managing overall credit risks and any irregular performance in accordance with Credit Manual
  • Perform due diligence including KYC and AML on corporate customers in accordance with Compliance Policy and AML Manual
  • Liaise with customers and counterparties to gather customer and market information to fulfill 'Know Your Customer' (KYC) requirements and Account Opening requirements
  • Submit customer's credit facility proposal in a timely manner and coordinate facility drawdown process with all concerned parties
  • Review facility documentation and due diligent reports and coordinate with customer and bank's advisers to achieve financial close
  • Monitor and control designated account's irregular performance in accordance to bank's guideline
  • Perform analysis on target companies relating to business, industry, strategy and financials
  • Prepare financial model including developing and evaluating financial projections
  • Submit credit facility proposals and related reports in a timely manner and coordinate loan documentation and facility drawdown with all concerned parties
  • Write credit proposal/reviews and reports for risk assessment/control
  • Keep abreast of latest banking regulations, bank's lending policies, internal rating models and other market developments
  • Monitor designated accounts' performance and any irregularity in accordance to bank's guidelines
  • Provide support and cover for other business managers/officers when they are off

Requirements:

  • Proficient in spoken and written English and Cantonese
  • Experience in bank credit and client relations in a financial services organisation
  • University graduate in Economics, Business, Finance or related disciplines
  • Ability to analyse data, information and write credit proposals
  • Proficient in MS Office (i.e. Excel, Word and PowerPoint)

Working for People First (Recruitment) Ltd:

We welcome applications from all qualified candidates regardless of their ethnicity, race, gender, religious beliefs, sexual orientation, age, marital status or whether or not they have a disability.

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