Business Credit Risk Strategist

4 days ago


Manchester, United Kingdom ENGINEERINGUK Full time

This role is part of the Tesco Mobile team and will be based out of our Manchester office. Our working style is hybrid, with a balance between time spent in offices and remote work.

Job Overview

As a Business Credit Risk Strategist, you will be part of the Credit Risk & Fraud squad, a team of 7, working on multiple priorities in a fast-paced, agile environment.

The team is responsible for identity, fraud, credit worthiness and payment checks, and much more besides. We spend time collaborating with squads across the business, providing advice, expertise and change support.

Key Responsibilities
  • Lead credit risk analytics activities, including deep-dives, segment performance, strategy reviews and providing ad-hoc insight into emerging trends and risks.
  • Ensure the availability of high-quality data for analysis and reducing the manual effort through automation.
  • Work collaboratively with team members and the wider business to provide data and insight that supports decision making to improve business performance and customer outcomes.
Requirements

We're looking for someone with advanced analytical and business problem-solving skills, experience evaluating strategies and scorecards.

They should have exposure to consumer credit data services - bureau, affordability and behavioural.

Experience of extracting, manipulating, and analysing large data sets using SQL and Python is also required.

In addition, they should be able to build insightful MI to segment and analyse performance using Power BI and Excel.

A strong understanding of the statistical aspects used in credit risk modelling and knowledge of the FCA Consumer Credit Regulation are essential.

What We Offer

We offer a competitive salary of £55,000 per annum, depending on experience.

We pride ourselves on being an equal opportunities employer and value diversity in our workplace.

We believe in providing a supportive and inclusive environment that allows individuals to grow and develop their careers.



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