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Mortgage Underwriter

2 months ago


London, Greater London, United Kingdom Molo Full time
About the Role

Molo is a pioneering fintech company revolutionising the mortgage industry in the UK. We're seeking an experienced Mortgage Underwriter to join our team and contribute to our mission of making mortgages easy for customers.

Key Responsibilities
  • Assess and underwrite mortgage applications to minimise risk to the company while adhering to regulations and standards.
  • Work closely with Legal, Credit Risk, Treasury, and Finance teams to ensure all lending requirements are satisfied before the release of funds.
  • Identify and report suspicions in line with Anti-Money Laundering legislation and procedures.
  • Support Underwriting Lead by demonstrating daily proactive planning, management of workloads, and recommendation of process improvement changes where appropriate.
  • Minimise and understand the risks associated with each application.
Requirements
  • Minimum 2 years of experience as a direct mandate holder in the mortgage and loans industry.
  • Extensive knowledge of residential and Buy-to-Let mortgage applications, including portfolio's, multi-unit freehold blocks, and large HMOs.
  • Excellent literacy and numeracy skills, as well as a strong working knowledge of Microsoft Office/Google Suite.
What We Offer
  • Health, Dental, Optical, and Mental Health Cover.
  • Pension contribution (5%).
  • 25 days holiday + National holidays.