Credit Risk Leadership Position
2 days ago
Credit Risk Leadership Position
Company Overview:Iwoca Ltd is a fast-growing fintech company that offers innovative finance solutions to small businesses in Europe. We aim to make our finance more relevant and accessible to more businesses by leveraging cutting-edge technology and data science.
Job Description:We are looking for an experienced Credit Risk Leader with a strong analytical background to oversee the credit risk function for our lending portfolio in Germany. As a key member of the credit risk team, you will work closely with the Chief Credit Officer, General Manager for Germany, data scientists, and teams from across the business to ensure effective risk management frameworks, scorecards, and lending strategies.
Main Responsibilities:- Develop and implement credit risk management policies and control frameworks.
- Provide strategic direction to the credit risk team to drive its objectives.
- Monitor credit performance and identify areas for improvement.
- Collaborate with data scientists to develop and improve credit risk models.
- A degree in Mathematics, Physics, Engineering, or similar quantitative field.
- 7+ years experience in credit risk and lending strategy optimization at a traditional or Fintech lender.
- Excellent understanding of statistical techniques and machine learning methods used in credit risk analysis and modelling.
- Strong leadership skills and experience managing cross-functional teams.
€140,000 - €180,000 per annum based on location and experience.
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