Credit Risk Analyst

4 weeks ago


Liverpool, Liverpool, United Kingdom Very Group Full time
About the Role

We are seeking a highly skilled and experienced Senior Analyst to join our Loss Forecasting & Portfolio Quality team within Credit Risk. As a key member of our team, you will be responsible for providing performance insights into bad debt performance, IFRS 9 provisioning, and key aspects of portfolio quality.

Key Responsibilities
  • Develop and maintain complex statistical models to forecast bad debt performance and identify areas for improvement.
  • Collaborate with cross-functional teams, including Finance and Treasury, to ensure accurate and timely provisioning.
  • Analyze and interpret large datasets to identify trends and patterns, and provide actionable insights to inform business decisions.
  • Stay up-to-date with industry developments and regulatory changes, and ensure our models and processes are aligned with the latest requirements.
Requirements
  • Bachelor's degree in a quantitative field, such as Statistics, Mathematics, or Economics.
  • Proven experience in developing and maintaining statistical models, with a strong understanding of linear and logistic regression, decision trees, and other advanced techniques.
  • Proficiency in SAS, SQL, and Excel, with experience in data extraction, manipulation, and modelling.
  • Experience in financial services or banking, with a strong understanding of IFRS 9 accounting principles and modelling.
  • Highly intellectual and curious mind, with a passion for using data to solve complex problems.
What We Offer
  • A competitive salary and benefits package, including a flexible benefits allowance and matched pension.
  • A dynamic and supportive work environment, with opportunities for professional growth and development.
  • A hybrid working model, with flexible working hours and remote work options.
  • Access to the latest tools and technologies, with ongoing training and support to ensure you stay up-to-date with industry developments.
How to Apply

If you are a motivated and experienced professional looking for a new challenge, please submit your application, including your CV and a cover letter outlining your experience and qualifications.



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