Credit Risk Analyst

3 weeks ago

Liverpool, Liverpool, United Kingdom Very Group Full time
About the Role

We are seeking a highly skilled Credit Risk Analyst to join our team at The Very Group. As a key member of our Loss Forecasting & Portfolio Quality team, you will play a crucial role in helping us make informed decisions about our credit risk management strategies.

Key Responsibilities
  • Develop and maintain complex statistical models to forecast bad debt performance and identify key drivers of portfolio quality.
  • Work closely with our colleagues in Credit Risk, Finance, and Treasury to ensure that our credit risk management strategies are aligned with our business objectives.
  • Provide regular performance insights and recommendations to senior management to inform strategic decision-making.
  • Collaborate with our data analytics team to develop and maintain data visualizations and reports to support business decisions.
Requirements
  • Bachelor's degree in a quantitative field such as Statistics, Mathematics, Economics, or a related discipline.
  • Experience developing traditional statistical models (linear and logistic regressions and decision trees).
  • Proficiency in SAS/SQL/Excel for data extraction, manipulation, and modelling.
  • Experience in financial services / banking.
  • Understanding and experience of IFRS 9 accounting principles & modelling.
What We Offer
  • Flexible, hybrid working model.
  • £1,000 flexible benefits allowance to suit your needs.
  • 30 days holiday + bank holidays.
  • Up to 25% discount on Very.co.uk.
  • Matched pension up to 6%.
How to Apply

Please note that the talent acquisition team are managing this vacancy directly, and if successful in securing this role, you will be required to undertake a credit, CIFAS, Right to Work checks and if a specific requirement of your role a DBS (criminal records) check. Our talent acquisition team will be in touch if you're successful so keep an eye on your emails Our interview process is tailored to each role and can be in-person or held remotely.

1st stage - An informal 30-45 minute video call with the hiring team to discuss your skills and relevant experience.

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