Insurance Risk Specialist

3 days ago


Manchester, United Kingdom HDI Full time
Job Summary

The role of an Insurance Risk Specialist at HDI involves carefully selecting, underwriting, and retaining/acquiring profitable risks while delivering the company's products and proposition to brokers and customers. This position requires collaboration with colleagues to contribute positively to the successful delivery of the Property Department's business plans and goals.

Key Responsibilities
  1. Select and underwrite individual risks in accordance with company strategy and guidelines within Underwriting Authority.
  2. Work collaboratively with business partners (customer, claims, risk consulting, head office, finance, network, policy wordings, compliance, and other lines of business) to successfully deliver our product and proposition.
  3. Deliver positively against the business plan and Key Performance Indicators, including regulatory compliance, contract certainty, system accuracy, controls, peer review/authorisation, audits, financials (rate, retention & new business), premium collection, debt management, and technical accounting processes.
  4. Enhance professional profile within the insurance industry by cultivating strong relationships with our customers and brokers.
  5. Continually enhance knowledge of underwriting, risk assessment/management, regulatory, and industry practice, meeting the minimum Continued Professional Development requirements of the CII and HDI Global.
Requirements and Qualifications
  • Relevant technical commercial property underwriting experience, with a minimum of 3 years UK regional property experience.
  • Deep understanding of commercial property insurance, including trends, regulations, and financial acumen.
  • Experience in risk assessment and underwriting of all types of insurance placements, as well as knowledge of reinsurance and overseas markets.

Estimated salary range: £50,000 - £70,000 per annum, depending on experience.



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