Senior Corporate Underwriter

3 weeks ago

Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full time
Job Title: Senior Corporate Underwriter

Job Summary: We are seeking a highly skilled Senior Corporate Underwriter to join our high-performing Corporate Lending team. As a Senior Corporate Underwriter, you will be responsible for assessing and underwriting corporate real estate cases within the Commercial Finance business.

Key Responsibilities:

* Evaluate and analyse credit and portfolio risk for both new and existing Customers, proactively managing a pipeline of cases, ensuring that all activity is fully notated to deliver exceptional service levels
* Ensure that new and existing loan applications are granted in line with the risk appetite of the Group
* Present & recommend loan applications to Credit Committee and formally approve loans at funding in-line with your designated mandate authority
* Build strong relationships with key stakeholders across internal sales colleagues, intermediary partners and corporate customer
* Present an efficient and professional image of the Company in all communication with customers, intermediaries and third parties to ensure we provide excellent customer service
* Provide ongoing feedback and coaching to colleagues to improve the overall quality of new lending submissions
* Effectively use MI to monitor and analyse performance, identifying trends and taking corrective steps to improve future business submissions through constructive feedback
* Continuously review operational processes across the department so that areas of improvement are identified to maximise efficiency

Requirements:

* Commercial underwriting experience across both residential and commercial property types
* Held a lending mandate of at least £1m+
* Experienced at presenting to & influencing at Exec level
* Experience of managing key internal and external relationships

Benefits:

* 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays
* Buy & sell holidays
* Discretionary annual bonus
* Matched pension contribution
* Life assurance
* Critical illness cover
* Health cash plan
* Private medical insurance
* Free access to company holiday homes
* Travel season ticket loans
* Ride to work scheme
* Free local gym access
* Local bar / restaurant discounts

About Us:

Together Financial Services Limited is a market leading property finance experts with an entrepreneurial spirit. We pride ourselves on our common-sense approach to lending and offer a range of mortgage and secured loan products to individuals and businesses who are typically underserved by mainstream lenders.

Equal Opportunities:

Together Financial Services Limited is an equal opportunities employer and welcomes applications from all backgrounds and experiences. We are committed to building a team that represents a variety of backgrounds, perspectives and skills.

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