Senior Corporate Underwriter

7 days ago

Cheadle Hulme, Stockport, United Kingdom Together Full time

About Together

We're Together – the market leading property finance experts with an entrepreneurial spirit. Based in Cheadle, South Manchester, we've been established since 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them.

We pride ourselves on our common-sense approach to lending and offer a range of mortgage and secured loan products to individuals and businesses who are typically underserved by mainstream lenders. Our customers are central to everything we do and we work hard to support them to turn challenges into opportunities which make our customers' property ambitions a reality.

Job Role

We're looking for a Senior Corporate Underwriter to join our high-performing Corporate Lending team. As a key member of the team, you will be responsible for assessing and underwriting corporate real estate cases within the Commercial Finance business.

Key Responsibilities

  • Evaluate and analyse credit and portfolio risk for both new and existing Customers, proactively managing a pipeline of cases, ensuring that all activity is fully notated to deliver exceptional service levels
  • Ensure that new and existing loan applications are granted in line with the risk appetite of the Group
  • Present & recommend loan applications to Credit Committee and formally approve loans at funding in-line with your designated mandate authority
  • Build strong relationships with key stakeholders across internal sales colleagues, intermediary partners and corporate customer
  • Present an efficient and professional image of the Company in all communication with customers, intermediaries and third parties to ensure we provide excellent customer service
  • Provide ongoing feedback and coaching to colleagues to improve the overall quality of new lending submissions
  • Effectively use MI to monitor and analyse performance, identifying trends and taking corrective steps to improve future business submissions through constructive feedback
  • Continuously review operational processes across the department so that areas of improvement are identified to maximise efficiency

Requirements

  • Commercial underwriting experience across both residential and commercial property types
  • Held a lending mandate of at least £1m+
  • Experienced at presenting to & influencing at Exec level
  • Experience of managing key internal and external relationships

Benefits

  • 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays
  • Buy & sell holidays
  • Discretionary annual bonus
  • Matched pension contribution
  • Life assurance
  • Critical illness cover
  • Health cash plan
  • Private medical insurance
  • Free access to company holiday homes
  • Travel season ticket loans
  • Ride to work scheme
  • Free local gym access
  • Local bar / restaurant discounts

About Us

We care that you have a great experience with us at Together, if you need us to make any reasonable adjustments to make your experience easier, please let us know and we'll do all we can.

Equal Opportunities

We're committed to building a team that represents a variety of backgrounds, perspectives and skills. We welcome difference – we celebrate it, support it and really value our colleagues for who they are.

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