Commercial Insurance Underwriter

3 weeks ago


Manchester, United Kingdom QBE Insurance Group Full time
Underwriter - Property and Package

Job Summary:

We are seeking an experienced Underwriter to join our Property and Package team in Manchester. As an Underwriter, you will play a crucial role in assessing risks, evaluating insurance applications, and determining coverage options.

Key Responsibilities:

  • Underwrite insurance risks in accordance with the Business Plan and personal authority to meet business objectives.
  • Build and maintain strong relationships with stakeholders, including customers, brokers, business partners, and colleagues, to maximise influence.
  • Participate fully and use expertise to shape and develop strategy, knowledge, and best practice.
  • Positively promote the department, division, and company to maximise brand leverage.
  • Comply with all legal and regulatory requirements to ensure obligations are met.
  • Adhere to underwriting standards, instructions, and good practice to minimise risk and maximise efficiency.
  • Actively keep abreast of market dynamics and demonstrate market cycle awareness to operate effectively and appropriately.

Requirements:

  • Experience within the Property, P&P, or P&C underwriting space.
  • Commercial ability to understand key profit drivers to maximise long-term wealth for shareholders.
  • Intermediate level understanding of relevant software, including Excel and other departmental software packages.
  • Good knowledge of legal and regulatory requirements.
  • Excellent organisational, prioritisation, and interpersonal skills.
  • Good negotiating skills, innovative in underwriting approach and programme design.
  • Use of risk profiling and pricing tools and loss models.

Why QBE?

We're an international insurer building momentum towards realising our vision of becoming the most consistent and innovative risk partner. We're asking the right questions to enable a more resilient future, helping those around us build strength and embrace change to their advantage.

QBE aims to build a workplace that is fair and inclusive, attracting and retaining the best people to do the job. We've adopted flexible working across the company and welcome this conversation.

To find out more about why you should work for QBE, visit our careers website.

At My Best - QBE Benefits

You are more than your work – and QBE is more than a workplace. We provide benefits, support, and flexibility to help you concentrate on living your best life personally and professionally.

  • 30 days holiday a year with the option to buy up to 2 additional days.
  • Flexible working – balancing work and life is important, so our flexible working opportunities are open to all, including part-time, job share, and compressed hours.
  • Pension: you are automatically enrolled into the QBE pension plan, which entitles you to receive employer contributions of 10% of your basic salary.
  • Private medical insurance: we fund fully comprehensive private medical cover for you and all the family.
  • Family friendly policies:
  • Short term remote work abroad: you can request up to 20 days per year to work remotely from certain locations abroad.
  • Cycle-to-Work: benefit from regular exercise whilst making your commute greener and cheaper, select a bike and/or accessories up to the value of £5,000.


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