Credit Risk Manager
4 weeks ago
We are seeking a highly experienced Credit Risk Manager to join our team in London. As a Senior Underwriter, you will be responsible for overseeing the underwriting process across the company, managing high-level decisions, and mentoring junior team members.
The ideal candidate will have at least 3 years of experience in property finance, specifically in underwriting or credit roles, with a focus on bridging or buy-to-let loans. They will have a proven track record of managing high-volume, complex loans for underwriting and an in-depth understanding of mortgage lending principles, risk assessment, loan products, market trends, and regulatory guidelines.
About the Role
- Oversee a personal portfolio of high-volume, complex loans for underwriting, ensuring adherence to SLAs.
- Make key lending decisions and approve large or complex loan applications.
- Conduct in-depth analysis of loan applications, reviewing financials, credit histories, property valuations, and other relevant data.
- Evaluate risks for each loan, considering factors like borrower credit, loan-to-value ratios, and property values.
- Collaborate with brokers, borrowers, and stakeholders to gather information, clarify requirements, and provide process updates.
What We Offer
- A competitive salary of up to £80,000 plus excellent bonus and benefits.
- An opportunity to work with a specialist Property Lending company in a fast-paced environment.
- Mentorship and development opportunities for junior team members.
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