Commercial Credit Analyst

We are seeking an experienced Financial Services Risk Manager to join our team at Mobilize Financial Services.

The successful candidate will be responsible for managing the risk associated with providing wholesale funding to dealers and developing the Alliance manufacturer dealer network through managing the risk and provision of Mobilize-FS wholesale funding.

Our ideal candidate will have a strong ability to problem solve to a high level, with excellent communication skills and the ability to challenge credit reviews and recommendations.

Key Responsibilities:

• Manage the risk associated with providing wholesale funding to dealers
• Develop the Alliance manufacturer dealer network through managing the risk and provision of Mobilize-FS wholesale funding
• Review ongoing and interim provision of wholesale funding requirements proposed by the Network funding department to support commercial performance and manage Mobilize-FS risk
• Ensure CIFAS applications are investigated correctly and thoroughly and that any possible frauds are identified promptly referred for further action
• Protect the company at all times from fraud and financial exposure

Required Skills and Qualifications:

• Experience of underwriting automotive financial agreements
• Strong ability to read & understand financial statements
• Strong report writing skills to generate balanced and informed credit proposals, which will be circulated within the Mobilize senior management
• Eye for detail and Good standard of numeracy
• Effective written/verbal communication skills

Estimated Salary: £55,000 - £70,000 per annum depending on experience