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Mortgage Specialist
2 months ago
We are seeking a highly skilled and experienced Mortgage Specialist to join our team at Fintelligent. As a Second Charge Mortgage Expert, you will play a crucial role in providing top-notch mortgage advice and underwriting services to our clients.
Key Responsibilities- Underwriting Loan Applications: Assess clients' credit history and information from Equifax and land registry to determine loan eligibility.
- Applying Lender Underwriting Criteria: Understand and apply lender underwriting criteria to meet clients' needs and provide tailored solutions.
- Calculating Loan Repayments: Calculate loan repayments based on clients' income to ensure affordability and suitability.
- Providing Advised Sales: Offer advised sales tailored to clients' circumstances, taking into account their financial situation and goals.
- Supporting Team Members: Collaborate with team members to achieve targets and provide support as needed.
- Working to Targets: Meet and exceed targets, ensuring the success of the team and the company.
- Annual Salary: Starting from £30,000 with an OTE of £42,000.
- Bonus Scheme: Participate in a bonus scheme to reward outstanding performance.
- Company Pension: Enjoy a company pension scheme to secure your financial future.
- Death in Service Benefit: Receive a death in service benefit to provide peace of mind for your loved ones.
- Casual Dress Code: Work in a relaxed and casual dress code environment.
- On-Site Parking: Enjoy on-site parking for your convenience.
- 40-Hour Work Week: Work a standard 40-hour work week with no weekend work.
- CeMAP Qualification: Hold a CeMAP qualification to demonstrate your expertise in mortgage advice.
- Proven Experience: Possess proven experience in a similar role, working to targets and achieving success.
- Excellent Telephone Manner: Demonstrate excellent telephone manner and communication skills.
- Strong Analytical and Organisational Skills: Possess strong analytical and organisational skills to manage multiple tasks and priorities.
- Ability to Prioritise Tasks: Show the ability to prioritise tasks effectively and manage your time efficiently.
- Experience in a Regulated Environment: Have experience working in a regulated environment, such as the financial services industry.
- Flexibility in Working Hours: Be flexible in working hours to meet the needs of the team and the company.
