Risk Governance Lead

12 hours ago


London, Greater London, United Kingdom TF Bank AB Full time
Job Description:

We are seeking a highly experienced Chief Credit Officer to join our team at TF Bank AB. In this role, you will be responsible for developing and overseeing the credit risk governance framework to ensure effective management of credit risk across all our products.

This involves creating and maintaining policies, procedures, and controls to mitigate credit risk while ensuring compliance with regulatory requirements and industry best practices. The ideal candidate will have extensive experience in consumer finance and a deep understanding of credit risk management.

  • Credit Risk Governance Framework: Develop and maintain a comprehensive credit risk governance framework tailored to consumer finance products, including credit cards, buy now pay later (BNPL), and cash loans.
  • Regulatory Alignment: Ensure alignment with regulatory requirements and industry standards.
  • Staying Up-to-Date: Stay updated on the latest credit risk trends, best practices, and regulatory developments and ensure our organization's compliance with applicable standards and requirements.
  • Policy Implementation: Ensure effective implementation and adherence to credit risk policies and procedures.
  • Regular Reviews: Conduct regular reviews and updates of credit risk policies to reflect changes in the regulatory environment and business strategy.
  • Reporting: Prepare and present detailed reports on governance activities to senior management.

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