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Mortgage Underwriter

2 months ago


Solihull, Solihull, United Kingdom Legal & General Full time

Job Summary

We are seeking a highly skilled and experienced Mortgage Underwriter to join our Equity Release team at Legal & General. As a key member of our underwriting team, you will be responsible for assessing and processing applications for equity release mortgages, ensuring that all activity is compliant with strict audit and underwriting guidelines and criteria.

Key Responsibilities

  • Assess and process applications for equity release mortgages, ensuring that all activity is compliant with strict audit and underwriting guidelines and criteria.
  • Provide and deliver resolution on medium to high risk or complex cases received by the underwriting team.
  • Interact with customers to gather information required to process and assess applications.
  • Apply knowledge to mentor and coach others, providing advice, guidance and technical input to improve understanding and job-related skills.
  • Deliver a high standard of customer service and monitor the standard exhibited by junior underwriters and underwriting administrators.
  • Analyse underwriting data to identify trends and produce necessary reports or findings.

Requirements

  • Experience as a Mortgage Underwriter.
  • Previous experience underwriting equity release, residential or buy-to-let cases.
  • Minimum of GCSE English and Mathematics or equivalent.
  • Understanding of Anti-Money Laundering (AML), 'Treating Customers Fairly' (TCF), Data Protection requirements.
  • Strong verbal and written skills and attention to detail.
  • Computer literate in Microsoft.

What We Offer

  • The opportunity to participate in our annual, performance-related bonus plan and valuable share schemes.
  • Generous pension contribution.
  • Life assurance.
  • Private medical insurance (permanent employees only).
  • At least 25 days holiday, plus public holidays, 26 days after 2 years' service.
  • Competitive family leave.
  • Participate in our electric car scheme, which offers employees the option to hire a brand-new electric car through tax-efficient salary sacrifice.
  • Many discounts we offer – both for our own products and at a range of high street stores and online.