Risk Analyst for Business Loans
3 weeks ago
At LendingCrowd, we are seeking a highly skilled Credit Underwriter to join our team in Edinburgh. This is an exciting opportunity to work in a fast-paced and dynamic environment, where you will be responsible for the credit underwriting of loan proposals, assisting with other aspects of the end-to-end credit process, and contributing towards process and policy improvement that balances risk with customer service.
About the Company:
LendingCrowd is a leading fintech business, shaping the way SMEs borrow money. We blend the latest cutting-edge technology with financial experience and backing, developing a scalable lending platform that provides an attractive alternative to traditional banking.
Your Key Responsibilities:
- Carrying out full assessment of potential borrower applications, from initial stage to drawdown
- Making decisions in line with Credit policy for applications within delegated lending authority
- Analysing and inputting financial data to complete full credit risk analysis assessments
- Working as part of a team to ensure that all deadlines are met in line with SLAs
- Contributing towards process and policy improvement that balances risk with customer service
- Ensuring compliance with credit underwriting procedures in line with business risk controls
- Supporting the wider team where required, assisting with drafting and registering of documents
- Confirming borrowers' scheme and product eligibility
- Assisting with Peer Review Assurance Testing on a monthly basis
- Assisting with ad hoc data analysis requests where required
- Attending Executive Credit Committee
What We Offer:
We offer a competitive salary of £50,000 - £70,000 per annum, depending on experience, plus benefits including sponsored qualifications through the Chartered Banker Institute. Our team is dedicated to providing excellent customer service, and we are committed to helping our borrowers and brokers succeed.
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