Insurance Underwriter

3 weeks ago


Watford, Hertfordshire, United Kingdom Enra Specialist Finance Full time
Job Title: Graduate Insurance Underwriter

The Graduate Trainee Underwriter role at Enra Specialist Finance offers a unique opportunity for university graduates to gain the necessary skills and experience to become a successful Underwriter within our team.

As a Graduate Trainee Underwriter, you will undergo a comprehensive 6-week training program, followed by a 12-month period of close collaboration with an experienced member of our First Charge Residential team. During this time, you will learn the Underwriting process and responsibilities of the role, with the aim of being offered an Underwriting position within the team.

Key Responsibilities:
  • Enter and update borrower data on our Fusion lending platform.
  • Ensure all aspects of the loans are recorded accurately on Fusion and meet underwriting guidelines.
  • Conduct thorough assessments of mortgage applications to ensure all aspects of our underwriting criteria are met.
  • Provide clear and concise updates to brokers.
  • Proactively chase brokers for outstanding requirements.
  • Ensure all underwriting is in line with Company policy and within regulation.
  • Ensure that all cases are Underwritten within the Group's Risk appetite.
  • Build strong relationships with 3rd party suppliers, including brokers and solicitors, to facilitate the smooth flow of business.
  • Maintain a pipeline of cases, overseeing cases from inception through to completion.

All work will be carried out in accordance with Enra Specialist Finance policies and procedures.

This is a full-time office-based role, requiring a reliable commute or relocation to Watford.

Requirements:
  • Bachelor's degree.
  • Work authorisation in the United Kingdom.

Work Location: In person.


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