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Credit Risk Manager

2 months ago


Reading, Reading, United Kingdom Page Personnel Finance Full time
About the Role

The Credit Risk Manager will play a crucial role in creating credit risk insights across our consumer base, driving business growth and enhancing our credit risk strategies.

Key Responsibilities
  • Design and Develop Decisioning Policies: Create effective decisioning policies to optimize our business and support customer outcomes.
  • Monitor Risk-Reward Profile: Review and propose changes to acquisition strategies to ensure a balanced risk-reward profile.
  • Portfolio Segmentation: Segment the portfolio by risk-related variables to identify emerging trends, concentrations, and potential new risks.
  • Analytics and Reporting: Produce clear and easy-to-understand analytics to drive key points home and support business direction setting.
  • Commercial Acumen: Apply commercial acumen to interpret results and produce actionable recommendations to optimize risk management.
  • Support Affordability Strategies: Support the refinement of affordability strategies to ensure responsible lending practices.
  • Data Analysis: Analyze retro data to inform lending strategy, identify predictive features, and set our risk appetite.
Requirements
  • Education: A degree in Finance, Accounting, or a related field.
  • Experience: Proven experience in a Credit Risk Manager role or similar.
  • Skills: Strong understanding of financial analysis and risk assessment, excellent knowledge of regulatory requirements and compliance, exceptional leadership, communication, and decision-making skills.
  • Industry Experience: Experience within the Business Services industry, preferably in a leadership or management role.
About Page Personnel Finance

Page Personnel Finance is a leading recruitment agency specializing in finance and accounting roles. We work with top companies to find the best talent for their teams.