Lead Credit Risk Strategist

2 weeks ago


London, Greater London, United Kingdom Harnham - Data & Analytics Recruitment Full time
About the Role

This is an exciting opportunity to join Harnham - Data & Analytics Recruitment's growing business lending team as a Lead Credit Risk Analyst. You will be responsible for developing and implementing credit strategies across all business lending products.

Key Responsibilities
  • Lead the development and implementation of credit and pricing strategies for business lending products.
  • Continuously monitor and optimize the performance of current strategies.
  • Support the design, launch, and enhancement of new products and customer experiences.
  • Drive initiatives to improve credit underwriting, accelerate growth, and manage portfolio risk.
  • Collaborate with teams across engineering, marketing, product, risk, and control to design and deliver strategic initiatives.
  • Develop and oversee credit models to project cash flows and evaluate the net present value of new lending cohorts.
  • Assist in the creation and deployment of new lending strategies by analyzing data patterns and translating them into actionable insights.
  • Build, maintain, and manage database tables and dashboards to provide insights and enable rapid, data-driven decision-making.
  • Evaluate the performance of lending portfolios for specific products over time.
Requirements
  • Previous experience working in business lending.
  • Strong understanding of credit risk from acquisitions to collections.
  • Experience developing and deploying strategies and credit risk models.
  • Excellent analytical capabilities: SQL is essential, and Python/Looker is desirable.
  • Excellent written and verbal communication skills.
  • Strong understanding of UK lending regulations.
What We Offer
  • Up to £85,000 salary.
  • Stock options and benefits.
  • Flexible working hours.
  • Learning budget of £1,000.
  • Pension scheme.
  • Fully remote work from anywhere in the UK.


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