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Insurance Underwriter

2 months ago

Edinburgh, Edinburgh, United Kingdom Legal & General Full time
{"title": "Life Medical Underwriter", "description": "Job Summary

We are seeking a skilled Life Medical Underwriter to join our team at Legal & General. As a Life Medical Underwriter, you will play a critical role in reviewing customer applications to identify risk factors and assess whether we can offer Life, Critical Illness Cover, and Income Protection applications.

You will have the autonomy to accurately assess and document life and disability risks, and decide which terms, if any, can be offered up to the value based on your expertise.

Key Responsibilities
  • Review customer applications to identify risk factors and assess whether we can offer Life, Critical Illness Cover, and Income Protection applications.
  • Accurately assess and document life and disability risks.
  • Decide which terms, if any, can be offered up to the value based on your expertise.
  • Participate in or lead projects to enhance the underwriting process and improve our systems and commercial viability.
  • Ensure any requests for further information are appropriate and accurate, and commensurate with the risk being assessed.
  • Identify complaints and ensure they are acted upon quickly and root causes highlighted to ensure compliance with complaints response time limits.
  • Maintain an excellent knowledge and understanding of legislative and regulatory requirements.
  • Understand the commitments that are made about the level of service during the marketing and sales processes to ensure the area is capable of meeting those expectations.
What We Offer
  • A competitive base salary.
  • The opportunity to participate in our annual, performance-related bonus plan and valuable share schemes.
  • Generous pension contribution.
  • Life assurance.
  • Private medical insurance (permanent employees only).
  • At least 25 days holiday, plus public holidays, 26 days after 2 years' service.
  • Competitive family leave.
  • Participate in our electric car scheme, which offers employees the option to hire a brand-new electric car through tax-efficient salary sacrifice.
  • Many discounts we offer – both for our own products and at a range of high street stores and online.
About Us

Legal & General is a leading financial services group and major global investor, named Britain's Most Admired Company in 2023, for the second year running.

We aim to build a better society for the long term by investing our customers' money in things that make life better for everyone.

We strive to be open, mindful, and inclusive, so are always willing to discuss flexible working arrangements and reasonable accommodations for candidates with specific needs.

", "company": "Legal & General", "location": "UK"}