Credit Risk Analyst

3 days ago


Birmingham, Birmingham, United Kingdom Vivo Talent Full time
Job Title: Credit Underwriter

We are seeking a highly skilled Credit Underwriter to join our dynamic team at Vivo Talent. As a Credit Underwriter, you will be responsible for assessing new lending applications for risk and quality, analysing loan applications for completeness and adherence to credit policy, and ensuring compliance with legislation and regulation.

Key Responsibilities:
  • Assess new lending applications for risk and quality
  • Analyse loan applications for completeness and adherence to credit policy
  • Ensure compliance with legislation and regulation
  • Work with internal and external stakeholders to ensure timely decisions and a high standard of customer service
Requirements:
  • Demonstrated experience underwriting both simple & complex BTL products
  • Ability to underwrite manually across multiple BTL types including: HMO & MUB, portfolio landlords, LTD company and LLP entities
  • Strong understanding of regulatory requirements including PRA and FCA handbook

If you are a motivated and detail-oriented individual with a passion for risk management and financial services, we encourage you to apply for this exciting opportunity.



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