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Lead Credit Risk Analyst
2 months ago
Job Title: Lead Credit Risk Analyst - SME Lending
Company: Harnham
Location: London
Job Type: Full-time
Salary: Up to £85,000
Industry: Financial Services
Job Description:
Job Summary:
We are seeking an experienced Lead Credit Risk Analyst to join our team at Harnham. As a Lead Credit Risk Analyst, you will be responsible for developing and implementing lending strategies across the customer lifecycle to enhance profitability and decisioning.
Key Responsibilities:
- Developing lending strategies across the customer lifecycle to enhance profitability and decisioning
- Developing and implementing models, including but not limited to Scorecards and NPV models, in order to enhance lending
- Analysing trends in lending portfolios to drive insight and enhance business performance
- Leading the incorporation of new data sources to enhance and improve decisioning, collaborating with teams including Underwriting, Data Science and Marketing
Requirements:
- Previous experience in and knowledge of SQL is essential, Python desirable
- Experience in developing lending strategies in a consumer lending environment is essential
- Understanding of and exposure to credit risk models, such as scorecards
- Experience with SME or wider business lending is essential
What We Offer:
- Base salary of up to £85,000
- Discretionary Bonus
- Company pension scheme
- Company equity
- 25 days holiday