Lead Credit Risk Analyst

3 weeks ago


West Midlands, United Kingdom Harnham Full time

LEAD CREDIT RISK ANALYST

£85,000

WEST MIDLANDS

An exceptional opportunity has arisen with a well-established financial institution. This position is newly created and is crucial in shaping portfolio analytics and strategic direction across their diverse product range.

ABOUT THE ORGANIZATION

This organization is a prominent UK bank that continues to expand. As a niche lender, they maintain a focused mission and are looking for a seasoned professional to enhance their team. This role provides a unique chance to engage directly with their analytics department and collaborate across the entire product spectrum, with the potential to mentor and guide a group of analysts without formal management responsibilities.

POSITION OVERVIEW

In this role, your responsibilities will include:

  • Analyzing and monitoring customer portfolio data to identify trends and irregularities
  • Collaborating with a team of analysts to refine broader credit policies within the bank
  • Promoting innovation and modernization initiatives across the organization
  • Recognizing growth opportunities through comprehensive market insights and reporting

REQUIRED SKILLS AND EXPERIENCE

  • A solid background in consumer lending is essential
  • Experience with mortgage products is a must
  • Prior involvement in credit risk or fraud/financial crime reporting, as well as extensive data analysis, is crucial
  • Proven ability to derive insights from large datasets and effectively communicate findings to senior management
  • A degree in a quantitative field is required

COMPENSATION AND BENEFITS

  • Base salary up to £85,000
  • Pension contribution plan
  • Discretionary bonus structure
  • Hybrid working arrangement
  • Private health insurance

APPLICATION PROCESS

To express your interest, please submit your CV through the designated application process.



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