Senior Mortgage Underwriter

3 weeks ago


Watford, Hertfordshire, United Kingdom Rico Property Finance Ltd (TA D&R Recruitment) Full time
Senior Mortgage Underwriter

Rico Property Finance Ltd (T/A D&R Recruitment) is seeking a highly skilled Senior Mortgage Underwriter to join our team.

Job Summary

We are looking for a seasoned underwriter with a strong understanding of mortgage lending criteria and regulations to assess loan applications and make informed decisions.

Key Responsibilities
  • Assess loan applications and underwrite mortgage loans in accordance with our lending criteria and policies.
  • Conduct thorough checks on applicants and properties to ensure suitability for the loan applied for.
  • Manage a pipeline of mortgage applications, chasing outstanding information from third parties and providing timely updates to introducers.
  • Recommend and refer cases to credit committee where necessary.
  • Liaise with introducers, valuers, and solicitors to ensure smooth case progression.
  • Oversee cases from inception through to completion.
Requirements
  • Strong understanding of FCA requirements and regulations.
  • Experience underwriting mortgage applications.
  • Excellent attention to detail and analytical skills.
  • Ability to work as part of a team and communicate effectively.
  • Pass internal competency tests post induction.

We offer a competitive salary, private health care, and generous holiday entitlement. If you are a motivated and experienced underwriter looking for a new challenge, please apply.



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