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Risk Assessment Specialist

2 months ago


Portsmouth, Portsmouth, United Kingdom Davies Talent Solutions Full time
About the Role

We are seeking a talented Risk Assessment Specialist to join our dynamic team at Davies Talent Solutions in a key role within our car finance business.

Key Responsibilities:
  • Evaluate potential customers' financial information to determine their creditworthiness.
  • Calculate appropriate interest rates and loan terms based on risk assessment.
  • Create and issue loan agreements and other necessary documentation.
  • Implement measures to prevent fraudulent loan applications.
  • Ensure compliance with all relevant regulations, including the Consumer Credit Act.
  • Build and maintain relationships with dealers and brokers.
  • Analyze underwriting data to identify trends and improve processes.
What We Offer:
  • Competitive salary and benefits package.
  • Hybrid work arrangement for a flexible work-life balance.
  • Generous holiday allowance, including bank holidays.
  • Opportunities for professional development and career advancement.
  • Recognition and rewards for your contributions.
  • Comprehensive benefits package, including:
    • Occupational sick pay
    • Pension scheme
    • Free parking and convenient business park location
    • Regular charity and engagement activities
    • Employee Assistance Program (EAP)
    • Benefit Hub discount platform
    • Refer a friend scheme
    • On-site amenities (shuttle bus, cash point, cafes, creche, gym, yoga, cycling facilities, shower)
Qualifications and Skills:
  • Strong analytical and problem-solving skills.
  • Excellent attention to detail and accuracy.
  • Proficiency in Microsoft Office Suite.
  • Strong communication and interpersonal skills.
  • Previous experience in underwriting or a related field within the automotive or financial industry would be a plus.