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Head of Credit Risk Transformation

2 months ago

London Area, United Kingdom Skillful Full time

Job Summary:

Skillful, a responsible and fair lender, is seeking a Head of Credit Risk to transform their credit risk offering. As a key member of our team, you will develop and implement credit risk strategies to optimize portfolio performance while ensuring fair and responsible lending practices.

Key Responsibilities:

  • Develop and implement credit risk policies and strategies to manage credit risk performance and compliance while enabling portfolio growth.
  • Drive the optimization of lending decisions through data-driven insights, new data sources, and process improvements.
  • Collaborate with cross-functional teams to integrate credit risk management into product offerings.
  • Develop and maintain scoring systems to support decision-making processes.
  • Monitor performance and provide data-driven insights to senior stakeholders.
  • Manage the Senior Credit Risk Analyst and determine resource requirements to support the longer-term needs of the business.

About Skillful:

Skillful is a social business that puts clients before profits. We aim to make a difference for individuals who lack access to mainstream financial services. Our values-driven team is passionate about transforming the credit risk landscape and making a positive impact on society.

What We Offer:

As a Head of Credit Risk at Skillful, you will have the opportunity to work in a dynamic and values-led environment that prioritizes social responsibility and client-centricity. You will be part of a team that is committed to making a difference and driving positive change in the financial services industry.