Mortgage Adviser

5 days ago


London, United Kingdom Vantage Wealth Management Full time

At Vantage Wealth Management, a growing St James's Place financial advice company, we are seeking a self-employed Mortgage Adviser responsible for advising our pre-existing client bank on their mortgage needs, with the scope to bring on new clients and work with other St James’s Place practices in the long-term. We are looking for an individual who is comfortable working with clients, developing the practice’s proposition and building a strong mortgage arm within the company.

**Responsibilities**:
Conduct comprehensive assessments of clients' financial situations, including income, expenses, credit history, and existing debts, to determine their mortgage eligibility.

Offer personalized mortgage advice and recommendations tailored to clients' unique circumstances, financial goals, and risk tolerance.

Analyse mortgage options, interest rates, and repayment terms to present clients with the most suitable mortgage products.

Stay up-to-date with industry regulations, market trends, and mortgage products to provide clients with the most current and relevant advice.

Build and maintain strong relationships with clients, offering ongoing support and assistance throughout the mortgage process and beyond.

Act ethically, with integrity and professionalism, ensuring compliance with all relevant laws, regulations, and industry standards.

**Requirements**:
Proven experience as a Mortgage Adviser or similar role within the financial sector.

In-depth knowledge of mortgage products, lending criteria, and industry regulations.

Familiarity with various mortgage underwriting systems and software.

Strong analytical and problem-solving skills, with a keen eye for detail.

Excellent communication and interpersonal skills, with the ability to explain complex financial concepts to clients in a clear and concise manner.

Exceptional client service skills, focused on delivering a positive client experience.

Ability to work independently, manage multiple tasks, and meet deadlines in a fast-paced environment.

Proficient computer skills, including proficiency in MS Office and mortgage-related software.

Relevant industry certifications, such as the CeMAP (Certificate in Mortgage Advice and Practice) are required.

**Salary**: £18,000.00-£60,000.00 per year

Schedule:

- Monday to Friday

Supplemental pay types:

- Commission pay

Work Location: Hybrid remote in London, EC3V 9BQ

Reference ID: VWM MA 23 01


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