Junior Mortgage Underwriter

3 days ago


Manchester, United Kingdom Pure Resourcing Limited Full time

**Junior Mortgage Underwriter - Manchester**

Pure Resourcing are proud to be working alongside one of the UK’s most exciting Fintech start-ups. Our client, has recently secured a significant investment to build and further develop a "next-generation" digital lender that will give consumers access tothe wealth they have in their homes, starting with a home equity loan product.

Looking to further develop the financial services division, we are now seeking a Junior Underwriter that wishes to carve out their career within the Mortgage Lending arena. This is a fantastic opportunity to join an incredible team at its embryonic stages.You will have the ability to take ownership and add value with on-going support, development opportunities, reward, and recognition.

Are you ready to be part of this exciting adventure?

**Responsibilities**:

- Loan processing
- Ensure efficient, world-class processing of the credit underwriting of loan cases
- Analyse and verify income sources, bank statements and credit commitments
- Work with the BDM team and Master brokers directly to ensure that cases are underwritten based on full information
- Structure, negotiate and analyse proposals for approval under own authority or recommended to credit for approval.
- Training, QA and process improvement
- Perform Quality Assurance and four-eyes checks
- Bring in your own ideas to improve our underwriting processes
- Previous Underwriting experience within the Mortgage market is preferred but not essential. We will consider applicants that have at least 1 years’ experience within an underwriting role from other environments.
- Want to solve problems for customers and have a get-things-done mentality
- Are keen to work in a fast paced early-stage start-up environment.
- Want to make an impact
- The ability to "Think outside of the box".
- Social, capable of working within a team

What’s on offer?
- Basic salary up to £28k
- Share Options (1 share per £100 of your basic salary)
- Additional performance related bonus
- A supportive, driven, and diverse team with exceptional knowledge and experience
- Value driven culture that encourages productivity, high performance, and innovation
- Supporting your professional growth by providing an annual development budget
- 25 days annual leave + Bank Holidays
- Regular team socials



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