Junior Broker Underwriter

1 week ago


Manchester, United Kingdom CarFinance247 Full time

**About The Role**: Are you looking to kickstart your career in the exciting world of finance? Join us at CarFinance 247 as a Junior Broker Underwriter, where you’ll dive into the fast-paced environment of car loan

**What You’ll Do**:
**Review and Analyze**: Conduct bank checks and ensure the vehicle meets lending criteria.

**Provide Top-Notch Service**: Work closely with brokers and customers to deliver outstanding service, maintaining high levels of accuracy and speed.

Key Responsibilities:

- **Underwrite Business**: Follow Company Credit Policy and Compliance guidelines to ensure the best outcomes for both customers and the business.
- **Organized Work**: Manage your caseload efficiently to ensure productivity.
- **Achieve Targets**:Meet individual KPIs for approvals, QA, and SLAs.
- **Adhere to Regulations**: Follow guidelines such as the Supply of Goods Act 1982, Consumer Rights Act 2015, and FCA guidelines.
- **Maintain Systems**: Keep accurate and comprehensive notes in case management and CRM software.

**About You**:

- Experience: Previous experience in credit underwriting, ideally in vehicle finance, is essential.
- Analytical Skills: Ability to analyze and interpret customer credit profiles.
- Autonomy: Work independently while exercising good judgment.
- Communication Skills: Strong verbal and written communication abilities.
- Attention to Detail: Maintain high accuracy under pressure.
- Customer Sensitivity: Handle sensitive situations and interact with vulnerable or challenging customers with care. Regulation Knowledge: Familiarity with compliance, data protection, Anti Money Laundering, and consumer credit regulations is ideal.

**Key Competencies**:
Underwriting

Quality Assurance

Writing and Reporting

Presenting and Communicating Information

Following Instructions and Procedures

Delivering Results and Meeting Customer Expectations

**About Us**:
**Benefits**:

- Subsidised Onsite Parking.
A great working environment with free fruit and juice bars.
Birthday off
Onsite Gym.
Free transport to and from Piccadilly station.Free Barista bar serving teas and coffees.
Excellent career progression.

About Us:
At CarFinance 247 our determination and strong team culture have helped us become the number one online car finance broker in the UK. We are one of the UK’s fastest growing privately owned businesses, having ranked in the Sunday Time Fast Track 100 for each of the last 4 years.

We create personalised and high-quality customer experiences driven by outstanding tech, streamlined process and most importantly, amazing people. Over the next 12 months we have exciting upcoming projects to cement our position as market leaders in every aspect of our business and that journey starts with attracting the best talent.

As an equal opportunity’s employer, the 247 Group is committed to the equal treatment of all current and prospective employee’s and does not condone discrimination on the basis of age, disability, sex, sexual orientation, pregnancy and maternity, race or ethnicity, religion or belief, gender identity, or marriage and civil partnership.



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    About The Role Are you looking to kickstart your career in the exciting world of finance? Join us at CarFinance 247 as a Junior Broker Underwriter, where you’ll dive into the fast-paced environment of car loan What You’ll Do:  Evaluate Car Loan Applications : Review customer applications, check for potential fraud, and analyze credit...


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    About The Role Are you looking to kickstart your career in the exciting world of finance? Join us at CarFinance 247 as a Junior Broker Underwriter, where you’ll dive into the fast-paced environment of car loan What You’ll Do: Evaluate Car Loan Applications : Review customer applications, check for potential fraud, and analyze credit profiles. ...


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