Financial Crime Investigator

4 weeks ago


Maidenhead, United Kingdom Kensington Mortgages Full time

When we started Kensington we were the first specialist lender to offer mortgages to people the high street turned down. Over 25 years later, we're the UK's leading specialist mortgage lender still blazing a trail offering people the chance to get a mortgage. Where high street lenders see black and white, we've always used our expertise and manual underwriting capability to see the shades in between. In a market where changing lifestyles mean more people are falling outside the traditional mortgage criteria, it's an approach that can make a real difference to people who want to own a property.**It's what we call the Kensington Difference.**
- KMC is a wholly owned subsidiary of Barclays Bank UK PLC from 1 March 2023, and the principal activity of the Company is the origination and servicing of mortgage assets. The Company is authorised by the Financial Conduct Authority for regulated activities.**Overall, Purpose of Job**:

- Provide operational support to the Financial Crime Team in the prevention, deterrence, identification, and investigation of money laundering.- Help manage regulatory risk through compliance with all relevant laws, regulations, and industry codes, as well as internal policies and procedures**Key Accountabilities**:

- Complete investigations related to all AML activities such as **:_PEP, Sanction & Adverse Screening, Supplier Due Diligence (KYS), Transaction Monitoring Exceptions, Account Detail Changes, Suspicious Activity Referrals_**:

- Liaise with law enforcement agencies, government bodies and external parties including servicing court orders, providing witness statements and court attendance.
- Process external information requests and enquires that may be related to fraud and/or money laundering issues
- Maintain appropriate records relating to all Financial Crime investigations
- Represent Financial Crime in discussions throughout the business, adding value and enhancing the reputation of the department and KMC
- Provide data/information for regular MI
- Identify AML risk areas and recommend improvements to procedures, training, systems, and MI to improve money laundering prevention.
- Build awareness of regulatory risk and the importance of regulatory adherence within all areas of the business.
- Contribute to ad-hoc projects as designated by the Head of Financial Crime
- Continually and actively develop/maintain technical knowledge in relation to new regulatory initiatives.

**Experience, Knowledge, Skills**:

- PEP/Sanctions discounting process
- Suspicious Activity Investigations / Reporting
- Transaction / Account Monitoring
- Customer / Supplier Due Diligence
- Tact and diplomacy
- Ability to deal with sensitive information discreetly

**Your Opportunity**:

- Our employees are critical to our success. We work hard to ensure that Kensington Mortgages is a great place to work. We recognise the difference it makes to our business when people challenge themselves and take advantage of the development opportunities available so we try and support everyone however we can.- We also recognise the fact that people seek work life balance and continuously develop our benefits offering to create an inclusive and supportive culture where differences that exist between us all are recognised, understood and valued.- We offer a number of benefits which can be found
- **HERE**
- 08-Dec-2023**Maidenhead**

**Vacancy Description**:

- Financial Crime Investigator (AML)**017883**

**Suruchi Kale



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