Credit Underwriter

2 months ago

Reading, United Kingdom Investec Full time

Investec is a distinctive Specialist Bank serving clients principally in the UK and South Africa. Our culture gives us our edge: we work hard to find colleagues who'll think out of the ordinary and we put them in environments where they'll flourish. We combine a flat structure with a focus on internal mobility. If you can bring an entrepreneurial spirit and a desire to learn and collaborate to your work, this could be the boost your career deserves.
- Job Description

**What does the team look like?**

Role is within the Credit team that review and decision all new business proposals from direct and indirect sources for a broad range of assets.

**What is the description of role and key responsibilities?**
- Process and make decisions on all new deals and transactions with a mandate of £ 150,000 (dependant on experience and following full training).
- Make detailed recommendations on new deals and transactions above personal mandate.
- Analysis of financial information.
- Maintain relationships between Investec and key brokerages.
- Collaborate with colleagues across the division to drive efficiency for growth.
- To always act with integrity and embrace the philosophy of treating our customers fairly.
- Preparation of management information in relation to the existing portfolio.

**What are the required core skills and knowledge?**
- Analytical Skills: Ability to engage in financial analysis to appraise deals at a level appropriate to the size and risk level of the transaction.
- Market and Product Knowledge: Awareness of the market landscape in the UK, competitors, and general economic knowledge.
- Relationship Management: Ability to identify, build and maintain rapport and strong relationships with internal and external stakeholders. Able to work in alongside a team of professionals in an open, collaborative, and non-hierarchical team environment.

Embedded in our culture is a sense of belonging and inclusion. This creates an environment in which everyone is free to be themselves which helps to drive innovation, creativity and ultimately business performance. At Investec we want everyone to find it easy to be themselves, and to feel they belong. It's a responsibility we all share and is integral to our purpose and values as an organisation.

We want our people to feel empowered to be themselves in an environment that supports them, enabling them to perform in “out of the ordinary” ways. Our culture places belonging and inclusion at its centre and our work environment is integral to this. If you require any adjustments to support you through the recruitment process, as well as supportive and flexible working arrangements to help you succeed with us, please let our recruitment team know.

  • Credit Risk Manager

    1 month ago

    Reading, United Kingdom Marc Daniels Full time

    A FTSE 250 company based in the Thames Valley are looking for a Credit Risk Manager The credit underwriting and risk team is a business critical, growing, and dynamic team. The team work closely with the sales team, financial reporting, and various areas of business operations. The credit underwriting team are ultimately responsible for the management,...

  • Senior Credit Risk Analyst

    2 weeks ago

    Reading, Reading, United Kingdom Marc Daniels Full time

    A prominent company within the FTSE 250, located in the Thames Valley, is seeking a Senior Credit Risk Analyst. The credit underwriting and risk management team plays a crucial role in the organization, characterized by its growth and dynamic nature. This team collaborates closely with sales, financial reporting, and various operational sectors. The credit...

  • Commercial Banking Manager

    3 hours ago

    Reading, Reading, United Kingdom MetroBank Full time

    About the RoleWe are seeking a highly skilled Commercial Banking Manager to join our Regional Commercial Team in the Thames Valley/M4 corridor and surrounds. As a key member of our team, you will be responsible for driving the future growth of the bank, landing and maintaining a growing book of commercial lending customers.Key ResponsibilitiesManage an...

  • Commercial Lending Director

    4 weeks ago

    Reading, United Kingdom Metro Bank Full time

    What you will do: • As one of our Commercial Lending Director at Metro Bank you will form part of the Regional Commercial team*, driving the future growth of the Bank, landing and maintaining a growing book of commercial lending customers • Manage an active portfolio of Regional Commercial Banking customers, working closely with the BD teams and...

  • Lead Compliance Oversight Manager

    3 weeks ago

    Reading, Reading, United Kingdom Square 4 Partners Full time

    Position OverviewJob Title: Lead Compliance Oversight Manager.Location: Remote with occasional office presence.Contract Type: Outside of IR35 regulations.Contract Duration: Initial term of 6 months, with potential for extension or transition to a permanent role.Are you an experienced compliance professional with a deep understanding of risk management and...

  • Commercial Lending Director

    4 weeks ago

    Reading, United Kingdom MetroBank Full time

    Commercial Lending Director - Thames Valley Team Commercial & Private Banking Location Reading County Berkshire Ref # 21891 Closing Date 29-Aug-2024 We have been awarded the "Most Loved Workplace"! At Metro Bank, people come first - our culture is all about bringing out the best in our colleagues, and making sure everyone feels valued, respected, seen and...

  • Commercial Lending Director

    4 weeks ago

    Reading, United Kingdom MetroBank Full time

    Commercial Lending Director - Thames Valley Team Commercial & Private Banking Location Reading County Berkshire Ref # 21891 Closing Date 29-Aug-2024 We have been awarded the "Most Loved Workplace"! At Metro Bank, people come first - our culture is all about bringing out the best in our colleagues, and making sure everyone feels valued, respected, seen...

  • Commercial Lending Director

    1 week ago

    Reading, United Kingdom MetroBank Full time

    Commercial Lending Director - Thames Valley Team Commercial & Private Banking Location Reading County Berkshire Ref # 21891 Closing Date 08-Sep-2024 We have been awarded the "Most Loved Workplace"! At Metro Bank, people come first - our culture is all about bringing out the best in our colleagues, and making sure everyone feels valued, respected, seen...

  • Sales Support

    3 months ago

    Reading, United Kingdom Investec Full time

    Investec is a distinctive Specialist Bank serving clients principally in the UK and South Africa. Our culture gives us our edge: we work hard to find colleagues who'll think out of the ordinary and we put them in environments where they'll flourish. We combine a flat structure with a focus on internal mobility. If you can bring an entrepreneurial spirit and...