Growth & Structured Finance - Sme Credit Officer

2 weeks ago

London, United Kingdom Lloyds Banking Group Full time

End Date

Wednesday 21 June 2023

Salary Range

£0 - £0

Agile Working Options

Hybrid Working

Job Description Summary

An exciting opportunity to join a recently created team in SME Credit and forms a key part of the Business and Commercial Banking’s growth strategy.

The role includes working as part of a small team to analyse new lending opportunities submitted by the Growth and Structured Finance team including MBOs, mergers and acquisitions and funding for growth.

**Job Description**:
This is an exciting opportunity to join a recently created team in SME Credit and forms a key part of BCB’s growth strategy. The Growth & Structured Finance Credit Team will work closely with the equivalent team in the coverage business to analyse, structure and approve mainly specialist/leveraged debt facilities for SME clients and prospects. This will incorporate a range of funding requirements which will vary in complexity including MBOs, mergers and acquisitions and funding for growth. Often this will include lending not covered in full by traditional assets.

The role includes working as part of a small team to analyse new lending opportunities submitted by the Growth and Structured Finance team. You'll act as a role model, supporting the learning and development of colleagues delivered by providing regular constructive feedback and assisting development.

Internal networking and relationships with colleagues in the SMC Network including the Growth & Structured Finance Team, Relationship Teams, SMC Specialist Client Solutions and Client Products will be paramount to the team’s success. The role also provides the opportunity to influence and shape SMC Credit’s overall proposition to this part of the market.

Accountabilities
- Excellent credit skills and debt structuring experience to focus on the best opportunities aligned to Credit & Sector policies.
- Promote high quality deal analysis and sanctioning.
- Deliver an efficient client and credit process for successful deal completion through an in-depth understanding of the client and the request.
- Contribute to quality delivery of funding packages and support the overall team, BCB Relationship Management and BCB/SME Credit performance.
- Ensure compliance with Bank and regulatory policy and other rules and regulations in order to minimise risk.
- Participate in the delivery of the wider SME Credit strategy.

Capabilities
- Credit and financial analysis
- Risk, Compliance and Regulatory Management
- Communication and Stakeholder engagement

The role will suit individuals who enjoy working as part of a team on complex transactions and developing others to achieve results.

What can we offer in return?

As well as a competitive salary, you’ll receive:

- A Discretionary Performance Share Bonus Award
- Generous pension contribution
- 30 Days leave plus bank holidays
- Private health cover and access to Share Schemes

You'll enjoy our dedication to your ongoing personal and professional development. We'll help you perform at your best today, so you can fulfil all your potential in the future.

Does this sound like you? If so, then please get in touch, we'd love to hear from you. In return for bringing us your enthusiasm and engagement, we're offering a strong platform to help advance your career. You'll be welcomed into a dedicated team renowned for developing talent where you'll make a big contribution to Helping Britain Prosper.

As a team, we're keen to encourage diversity. Applications from those wishing to work on a part time basis are very welcome.

Most of our colleagues are based in Birmingham and London. However, we'll consider other locations and are firm supporters of agile working.

Together we make it possible

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

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