Senior Credit Risk Officer

2 weeks ago


London, United Kingdom Caravel Full time

Senior Credit Risk Officer - Property Finance
We are hiring a senior credit officer for the property finance team of a well-established UK bank.
The bank is stable and growing so can offer job security and a structured career path
You will work on a variety of property transactions spanning commercial investment and development, residential development, and bridging finance.
You will receive a very comprehensive benefits package
They have flexible (hybrid) working model
10+ years (at least 5 years in the UK market) of property finance credit risk experience gained at a bank and / or an alternate lender.

Credit Underwriting and Management:
Responsibility for credit and risk management.
Member of Development Finance, Structured Finance and Bridging Credit Committees.
To deputise for the Chairman at Credit Committee in the absence of the Head of Property Credit / Credit Director.
To provide objective and independent Credit risk expert advice to the Lending Units.
To provide market and portfolio insight at Credit Policy Review Committee.
Identify any deteriorating trends apparent in the Banks’ Lending Portfolios, articulating any concerns to the Head of Property Credit / Credit Director in a timely fashion.
Management of Credit Exposures:
Credit signature to approve initial drawdown of loans at inception/completion.
Credit signature to approve drawdowns of works under monitoring surveyor certificates.
Asset Recovery:
Assisting, as appropriate, the nominated Senior Credit Officer with the management of the recovery of any impaired assets.
From a credit perspective - supporting Lending Divisions with customers with emerging risks / watchlist customers.


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