Btl Underwriter

4 weeks ago

Watford, United Kingdom West One Loans Full time

The overall responsibility of the role is to take ownership of allocated cases from inception through to completion.

**Key Accountabilities**
- Underwriting and assessing loan documentation, including valuation reports and requesting additional information from brokers where required, highlighting any concerns
- Carrying out checks on the applicants and properties and assessing their suitability for the loan applied for
- Recommending and referring cases to Credit Committee where credit committee approval required.
- Liaising with introducers, valuers and solicitors
- Overseeing cases from inception through to completion
- This list is not exhaustive and the duties are liable to change from time to time in line with the needs of the business_

**Skills & competencies**
- Pass internal competency tests post induction
- Attention to detail
- Ability to work as part of a team
- Good written and verbal communication skills

**Knowledge & Qualifications**
- A strong understanding of FCA regulation
- CeMAP (desirable, not essential)

**Personal Attributes**
- Flexible
- Articulate
- Well organised
- Robust and comfortable working to deadline and under pressure

**Values - CREDIT**

**C**

Customer - Customers are our primary focus

**R**

Results - Results matter, create value every day

**E**

Energy is contagious, Share it

**D**

Developing our people makes us different

**I**

Invent the solution - be proactive

**T**

Teamwork - Together we can build the business

**Job Types**: Full-time, Permanent

**Benefits**:

- Company pension
- Private dental insurance
- Private medical insurance

Schedule:

- Monday to Friday

Work Location: In person

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