Member Service Advisor

3 weeks ago


Cardiff, United Kingdom cardiff and vale credit union Full time

**Role Profile**

**Job Title**:Loans Officer/Member Service Advisor

**Working Hours: Full/ part** Time

**Location**:Cardiff Branch with requirement to work in Barry as required

**Job Purpose**
- Demonstrating the Credit Union’s Equal Opportunities, Health & Safety, and Customer Service standards in all activities.
- Ensuring the activities of the Credit Union are carried out to the highest standards of integrity and professionalism in accordance with all relevant legislation.

**Key Responsibilities**
- To be responsible for the implementation of Cardiff & Vale Credit Union’s policies and procedures, in compliance with relevant regulations and legislation.
- To implement a range of daily administration duties, data processing and bank tasks to ensure the effective performance of the organisation and to provide an approachable and proactive reception service. Dealing with members queries and accounts efficiently and in a timely manner as and when required.
- To ensure the provision of appropriate advice on income maximisation and benefit entitlement for members, assisting members to maximise their opportunities of accessing and successfully repaying affordable loans wherever possible.
- To develop and implement an effective range of pro-active decisions to ensure responsible and ethical lending practices and to inform the member of any decision made throughout the process.
- To work in partnership with other relevant bodies, key partners and colleagues of the Credit Union to achieve organisational objectives, developing and maintaining effective referral systems with a range of advice and support agencies, to assist members and promote financial capability and inclusion and support the services provided by the Credit Union.
- To be responsible for data security and systems management.
- To promote a range of community and employer loan promotions, to effectively increase our loan portfolio.
- To develop and maintain systems for monitoring the effectiveness of services and the achievement of loans profiling, service standards and performance targets.
- To data process member accounts and financial records.
- To train and assist wider team members in loan and Member service processes and objectives.
- To carry out any other duties as directed by your Line Manager in furtherance of the Credit Union and individual objectives and policies.

General Responsibilities:
1. To be responsible for your own Health and Safety and observe all regulations in relation to the Health and Safety at Work Act.

2. Act with fairness in dealing with all members, directors, staff and volunteers, complying with the Credit Unions Equal Opportunities Policy.

3. To be responsible in following the Data Protection Act and Money Laundering regulations in dealing with members’ information.

4. As a term of your employment, you will be a representative of the Credit Union and you may be required to undertake additional tasks, duties and responsibilities within your capabilities and may be asked to undertake an alternative job on a temporary basis. However, you will not ordinarily be assigned to duties or required to perform services which you cannot reasonably perform or are outside the range of your normal skills and experience. This will be at your initial place of work or based at any other establishment.

This job description sets out the main duties of the post, which may vary from time to time without changing the general character of the post or the level of responsibility entailed.

**Job Types**: Full-time, Part-time, Permanent

**Salary**: £10.64 per hour

Expected hours: No more than 37 per week

**Benefits**:

- Casual dress
- Company pension

Schedule:

- Monday to Friday

Ability to commute/relocate:

- Cardiff: reliably commute or plan to relocate before starting work (required)

**Education**:

- GCSE or equivalent (preferred)

**Experience**:

- Loans: 1 year (preferred)
- customer service: 1 year (required)

Licence/Certification:

- Driving Licence (preferred)

Work authorisation:

- United Kingdom (required)

Work Location: In person

Application deadline: 14/08/2023
Reference ID: MSA1



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