Head of Decision Science
6 days ago
**Head of Decision Science**
**London**
**£95,000 - £130,000**
I'm working with a fast-growing and scale-up fin-tech that is investing in growing out its Analytics and Decision Science function.
The lender is targeting more growth with new innovative lending products set to launch this year.
This role will lead all modelling and decision science activities across the business. This role reports directly into the C-level, is responsible for building out the team whilst also remaining hands-on with some of the model development initially.
You will be responsible for building best-in-class decision models across the credit life-cycle with a focus on underwriting as well as pricing and NPV modelling
**THE ROLE**:
- Develop best in class predictive decision models
- Progress the implementation of machine learning into the credit models decision models
- COntinue use of machine learning to optimise the real-time pricing offering
- Key part of business decisions when it comes to upgrading decision engines and technical systems
**YOUR SKILLS AND RESPONSIBILITIES**:
- Numerate background with a strong degree, ideally from a Russell Group University
- Experience developing Credit Risk Scorecards or Pricing models (within consumer lending) from end to end
- Experience developing Capital and IFRS9 models is a plus
- Advanced data skills using SQL
- Extensive programming experience using Python
- Ability to influence stakeholders at various levels
**KEYWORDS**
Decision Science, Scorecards, Logistic Regression, Credit Scoring, Credit Cards, Loans, Probability of Default, PD, LGD, EAD, IFRS9
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